Lake County property record for 27720 Emerald Bay Ln, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,783 sqft · built 1979 |
| Lot Size | 1.03 acres (44,916 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,650 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1515466 |
| Primary APN | R1515466 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,783 sqft Living Area |
| 1st Floor Area | 1,451 sqft |
| 2nd Floor Area | 332 sqft |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,916 sqft (1.03 acres) |
| Lot Dimensions | 197 ft deep x 228 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | 597 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000013051 |
|---|---|
| Street Address | 27720 EMERALD BAY LN |
| City | BIGFORK |
| State | MT |
| Zip | 59911-7848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S24, T26 N, R19 W, TR IN LOT 3 TR 1 COS 3997 |
| Legal Range | 19W |
| Legal Township | 26N |
| Legal Section | 24 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | WOODS BAY-ROLLINS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 100 |
27720 Emerald Bay Ln, a single family home, is owned by two individuals.
Source: Lake County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 YELLOWSTONE AVE, BILLINGS, MT 59101-1808 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 27720 Emerald Bay Ln was $6,650, down 17.3% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,650.00 (-17.3%) | $1,773,600 (-) | |
| 2025 | $8,041.00 | $1,773,600 | $1,773,600 Land $1,350,000 Building $423,600 |
| 2023 | $5,564.00 | $1,018,700 | $1,018,700 Land $577,600 Building $441,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27720 Emerald Bay Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1997–2014) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27720 Emerald Bay Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL · Fiber in parts of the area | 40 / 5 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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