Santa Cruz County property record for 277 Hillside Ave, Ben Lomond, CA 95005
| Property Type | Recreational Vacant Land |
|---|---|
| Details | 4 bd · 3 ba · 3,354 sqft · built 1877 |
| Lot Size | 1.43 acres (62,596 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $520,000 (May 2008) |
| Tax Bill | $8,389 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078-191-13 |
| Primary APN | 078-191-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,354 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1877 |
|---|---|
| Effective Year Built | Effective 1877 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 62,596 sqft |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 277 HILLSIDE AVE |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9305 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Local Zoning Code | R-1-1AC |
| Legal Subdivision | SOUTH BEN LOMOND |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 120302 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 277 HILLSIDE AVE, BEN LOMOND, CA 95005-9305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Nov 17, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2008 · Amount on Record |
| Deed Sale | May 27, 2008 · Amount on Record |
| Prior Sale | Jun 29, 2004 · Amount on Record |
| Deed Document Number | 200822518 |
| Prior Transfer Date | Jul 20, 1995 |
| Prior Transfer Doc | 0000038327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 277 HILLSIDE AVE, BEN LOMOND, CA 95005-9305 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 277 HILLSIDE AVE, BEN LOMOND, CA 95005-9305 |
| Document Number | 0000045194 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2020-0045194 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | 90868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Nov 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 17, 2020 |
| Property Address | 277 HILLSIDE AVE, BEN LOMOND, CA 95005-9305 |
| Document Number | 0000048687 |
| Instrument Date | Sep 12, 2020 |
| Instrument | 48687 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 277 HILLSIDE AVE BEN LOMOND CA 950059305, BEN LOMOND, CA 95005-9305 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 277 HILLSIDE AVE, BEN LOMOND, CA 95005-9305 |
| Document Number | 0000029303 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 277 HILLSIDE AVE BEN LOMOND CA 950059305, BEN LOMOND, CA 95005-9305 |
| Document Number | 0000029303 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 29303 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2048 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $696,691 (+2%) Land $375,141 Building $321,550 | ||
| 2025 | $8,389.00 (+4.46%) | $683,030 (+4.04%) Land $367,785 Building $315,245 | |
| 2024 | $8,031.00 (-0.04%) | ||
| 2023 | $8,034.00 (+2.41%) | $656,507 Land $353,503 Building $303,004 | $820,980 |
| 2022 | $7,845.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 36 (1981–2017) |
| Claims Outside the SFHA | 10 of 36 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures