Santa Cruz County property record for 199 Hillside Ave, Ben Lomond, CA 95005 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,304 sqft · built 1909 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Jul 2008) |
| Tax Bill | $9,683 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078-191-16 |
| Primary APN | 078-191-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,304 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft |
| Deck Area | 593 sqft |
| Patio Area | 593 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 199 HILLSIDE AVE |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 120302 |
Source: Santa Cruz County records · APN 078-191-16
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 199 HILLSIDE AVE, BEN LOMOND, CA 95005-9305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 06, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2008 · Amount on Record |
| Deed Sale | Jul 25, 2008 · Amount on Record |
| Prior Sale | Jan 18, 2008 · Amount on Record |
| Deed Document Number | 200831738 |
| Last Transfer Date | Sep 28, 2020 |
| Transfer Doc | 0000040181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 199 HILLSIDE AVE, BEN LOMOND, CA 95005-9305 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 199 HILLSIDE AVE, BEN LOMOND, CA 95005-9305 |
| Document Number | 0000001489 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022-0001489 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 199 HILLSIDE AVE, BEN LOMOND, CA 95005-9305 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 199 HILLSIDE AVE, BEN LOMOND, CA 95005-9305 |
| Document Number | 0000036225 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 2021-0036225 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 06, 2020 |
| Property Address | 199 HILLSIDE AVE, BEN LOMOND, CA 95005-9305 |
| Document Number | 0000040181 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 2020-0040181 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 199 HILLSIDE AVE, BEN LOMOND, CA 95005-9305 |
| Document Number | 0000040182 |
|---|---|
| Date | Oct 06, 2020 |
| Instrument | 2020-0040182 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $788,113 (+2%) Land $399,311 Building $388,802 | ||
| 2025 | $9,683.00 (+4.21%) | $772,660 (+4.04%) Land $391,482 Building $381,178 | |
| 2024 | $9,292.00 (-0.06%) | ||
| 2023 | $9,298.00 (+2.33%) | $742,657 Land $376,280 Building $366,377 | $878,400 |
| 2022 | $9,086.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871203021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 36 (1981–2017) |
| Claims Outside the SFHA | 10 of 36 |
| Most Recent Claim | Jan 2017, river or lake flooding, Severe Winter Storms, Flooding, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Low above 34% of the US · above 20% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 252 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
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