437 Hillside Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 437 Hillside Ave, Ben Lomond, CA 95005

Property Summary

Property TypeRural Home
Details7 bd · 5 ba · 6,985 sqft · built 1915
Lot Size1.98 acres (86,684 sqft)
Owner2 Individual Names on Record
Last Sale$886,000 (Oct 2005)
Tax Bill$14,509 (2025)
Flood ZoneZone X (minimal risk)
APN078-191-87

Property Details

APN / Parcel Number

Primary APN078-191-87
Alternative APNs
  • 078-191-87-000
  • 07819166000

Interior

Bedrooms7 Beds
Full Baths5 Baths
Total Rooms13 Rooms
Building Area6,985 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1985
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area86,684 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address433 HILLSIDE AVE
CityBEN LOMOND
StateCA
Zip95005-9359
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-1-1AC
Legal DescriptionMAP 000000 00000
Legal SubdivisionBUENA VISTA
Legal Lot Number1,3
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1001
Census Tract120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address437 HILLSIDE AVE, BEN LOMOND, CA 95005-9359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2005 · Amount on Record
Deed SaleOct 5, 2005 · Amount on Record
Deed Document Number200570280
Prior Transfer DateAug 22, 2005
Prior Transfer Doc0000070277
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,235,014 (+2%) Land $557,568 Building $677,446
2025$14,509.00 (+3.96%) Homeowner's exemption$1,210,798 (+4.04%) Land $546,635 Building $664,163
2024$13,956.00 (-0.7%)
2023$14,055.00 (+2.36%)$1,163,782 Land $525,409 Building $638,373$1,281,600
2022$13,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims36 (1981–2017)
Claims Outside the SFHA10 of 36
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 13 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hillside Ave

Nearby Streets

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