277 E 2nd St, Rochester, MI 48307 Property Records

Oakland County property record for 277 E 2nd St, Rochester, MI 48307

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.769 acres (33,498 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Sep 2024 Line of Credit Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`68-15-14-108-016`

Property Details

APN / Parcel Number

Primary APN	`68-15-14-108-016`

Exterior

Lot Area	33,498 sqft (0.769 acres)
Lot Dimensions	33,500 ft deep x 1 ft wide

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	277 E 2ND ST
City	ROCHESTER
State	MI
Zip	48307-2003
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	ME
Legal Description	T3N, R11E, SEC 14 EAST THIRD STREET URBAN RENEWAL PLAT LOT 6, ALSO THAT PART OF LOT 7 & THAT PART OF LOT 33 OF 'SUPERVISOR'S
Legal Range	11E
Legal Township	03N
Legal Section	14
Legal Subdivision	SUPERVISOR
Legal Lot Number	6-8,33
Jurisdiction	OAKLAND MI
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3008
Census Tract	191200

Owner

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	400 6TH ST, ROCHESTER, MI 48307-1400
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2024	Deed of Trust, Mortgage · Line of Credit CHIEF FINANCIAL FCU
Nov 17, 2023	Land Contract, Transfer
Jul 2, 2021	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 1998
Deed Sale	Oct 27, 1998
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	277 E 2ND ST, ROCHESTER, MI 48307-2003
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101986
Date	Sep 13, 2024
Book Page	59633/374
Instrument	101986

Lender

Name	CHIEF FINANCIAL FCU
Type	Credit Union
Address	ROCHESTER, MI 48307

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	OAKLAND MI
Recording Date	Nov 17, 2023
Property Address	277 E 2ND ST, ROCHESTER, MI 48307-2003
Document Number	0000126033
Book / Page	59013 / 741
Map Reference	LB 129 PG 31-33
Instrument Date	Nov 8, 2023
Instrument	126033
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 E 2ND ST, ROCHESTER, MI 48307-2000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54632 MORNINGSIDE DR, SHELBY TOWNSHIP, MI 48316-6001

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	277 E 2ND ST, ROCHESTER, MI 48307-2003
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167918
Date	Jul 2, 2021
Book Page	56499/451
Instrument	167918

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	SOUTHFIELD, MI 48076

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Rochester City
Unified School District	Rochester Community School District (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 7,130 people · EPA ID MI0005720
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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