Santa Rosa County property record for 2769 Sumac Ct, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,232 sqft · built 2017 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Oct 2016) |
| Tax Bill | $5,135 (2024) |
| Deeds & Mortgages | May 2017 Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-2S-26-1020-01000-0050 |
| Primary APN | 09-2S-26-1020-01000-0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,232 sqft Living Area |
| Gross Area | 4,954 sqft |
| 1st Floor Area | 3,232 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 264 ft deep x 165 ft wide |
| Garage Type | Attached |
| Garage Area | 852 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 278 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2769 SUMAC CT |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST BAY RIVER ESTATES 1ST ADD LOT 5 BLK 10 AS DES OR 3565 PG 1307 LESS ALL MINERAL RIGHTS |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 09 |
| Legal Subdivision | EAST BAY RVR/1ST ADD |
| Legal Block | 10 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10828 |
2769 Sumac Ct is owned and occupied by two individuals who bought it in October 2016.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2769 SUMAC CT, NAVARRE, FL 32566-3107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Jan 9, 2018 | Deed of Trust, Mortgage · VA Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Nov 23, 2020 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2016 · Amount on File |
| Deed Sale | Oct 17, 2016 · Amount on File |
| Prior Sale | Sep 28, 2015 · Amount on File |
| Deed Document Number | 201641370 |
| Deed Book / Page | 3565 / 1307 |
| Prior Transfer Date | Dec 1, 2014 |
| Prior Transfer Doc | 0033901230 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2769 SUMAC CT, NAVARRE, FL 32566-3107 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036230314 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 3623/0314 |
| Instrument | 201718594 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | HATTIESBURG, MS 39404 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 1, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2769 SUMAC CT, NAVARRE, FL 32566-3107 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036931337 |
|---|---|
| Date | Jan 9, 2018 |
| Book Page | 3693/1337 |
| Instrument | 201801140 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | HATTIESBURG, MS 39402 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2769 SUMAC CT, NAVARRE, FL 32566-3107 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2769 SUMAC CT, NAVARRE, FL 32566-3107 |
| Document Number | 0040331091 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 4033/1091 |
| Instrument | 202063050 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $479,642 (+2.9%) | $646,078 (+3.38%) Land $99,000 Building $547,078 | |
| 2024 | $5,135.00 (+2.01%) Homeowner's exemption Disabled Person's exemption | $466,124 (+3%) | $624,932 (+4.75%) Land $99,000 Building $525,932 |
| 2023 | $5,034.00 (+2.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $452,548 (+3%) | $596,609 (-2.67%) Land $74,800 Building $521,809 |
| 2022 | $4,911.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $439,367 | $612,993 Land $74,800 Building $538,193 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2769 Sumac Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2769 Sumac Ct is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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