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2757 Sumac Ct, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2757 Sumac Ct, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,534 sqft · built 2004
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$615,000 (Aug 2026)
Tax Bill$4,365 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-2S-26-1020-01000-0040

Property Details

APN / Parcel Number

Primary APN09-2S-26-1020-01000-0040
Alternative APN
  • S262091020010000040

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,534 sqft Living Area
Gross Area3,405 sqft
1st Floor Area2,534 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area43,560 sqft (1 acres)
Lot Dimensions264 ft deep x 165 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area319 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2757 SUMAC CT
CityNAVARRE
StateFL
Zip32566-3107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*ENHNCD LIFE ESTATE* RESRVD IN: EAST BAY RIVER EST 1ST ADD LOT 4 BLK 10 AS DES IN OR 4121 PG 616 & AS DES IN OR 4291 PG 522
Legal Range26W
Legal Township2S
Legal Section09
Legal SubdivisionEAST BAY RVR/1ST ADD
Legal Block10
Legal Lot Number4
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2016
Census Tract10828

Owner

2757 Sumac Ct is owned and occupied by two individuals who bought it in August 2026.

Source: Santa Rosa County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2757 SUMAC CT, NAVARRE, FL 32566-3107
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Warranty Deed, Transfer · Conventional Mortgage
NEWREZ LLC
Mar 19, 2020Deed of Trust, Mortgage · VA Mortgage
NEWREZ LLC
Jun 2, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
May 20, 2021Warranty Deed, Transfer
RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2026 · Amount on File
Deed SaleAug 10, 2026 · Amount on File
Prior SaleMay 20, 2021 · Amount on File
Deed Document Number202640077
Deed Book / Page4776 / 1089
Prior Transfer DateJun 2, 2022
Prior Transfer Doc0042910522
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 10, 2026
Property Address2757 SUMAC CT, NAVARRE, FL 32566-3107
Document Number0000040077
Book / Page4776 / 1089
Instrument DateJul 31, 2026
Instrument202640077
Transaction TypeTransfer
Record UpdatedSep 23, 2026
Title CompanyOMEGA TITLE, OMEGA NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$434,805.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2757 SUMAC CT, NAVARRE, FL 32566-3107

Mortgage

Document Number0000040078,
DateAug 10, 2026
Instrument202640078
Lender
NameNEWREZ LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2757 SUMAC CT, NAVARRE, FL 32566-3107
Transaction TypeMortgage
Record UpdatedJun 30, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039301049
DateMar 19, 2020
Book Page3930/1049
Instrument202013424
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateJun 2, 2022
Property Address2757 SUMAC CT, NAVARRE, FL 32566-3107
Document Number0042910522
Book / Page4291 / 522
Map ReferenceMB C PG 171
Instrument DateJun 2, 2022
Instrument202233441
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2757 SUMAC CT, 2757, NAVARRE, FL 32566-3107

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2757 SUMAC CT, NAVARRE, FL 32566-3107

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 20, 2021
Property Address2757 SUMAC CT, NAVARRE, FL 32566-3107
Document Number0041210616
Book / Page4121 / 616
Map ReferenceMB C PG 171
Instrument DateMay 12, 2021
Instrument202133809
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount on Record
Tax$2,625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10004 VIA GRANDE, NAVARRE, FL 32566-1257

Transferred To (Grantee/Buyer)

NameVerified Name
Address2757 SUMAC CT, NAVARRE, FL 32566-3107

Tax Assessment & Valuation

The 2025 property tax bill for 2757 Sumac Ct was $4,365 with exemptions applied, up 3.7% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,365.00 (+3.68%) Homeowner's exemption Senior Citizen's exemption$426,874 (+2.9%)$444,746 (+3.57%) Land $99,000 Building $345,746
2024$4,210.00 (+2.23%) Homeowner's exemption Senior Citizen's exemption$414,844 (+3%)$429,436 (+6.62%) Land $99,000 Building $330,436
2023$4,118.00 (-5.25%) Homeowner's exemption Senior Citizen's exemption$402,761 (-4.01%) Land $74,800 Building $327,961$402,761 (-4.01%) Land $74,800 Building $327,961
2022$4,346.00 Homeowner's exemption Senior Citizen's exemption$419,603$419,603 Land $74,800 Building $344,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2757 Sumac Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 114 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims10 (2004–2024)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2757 Sumac Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
AT&T
Fixed Wireless · DSL		100 / 20

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