2760 Sumac Ct, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2760 Sumac Ct, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1989
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Dec 2003)
Tax Bill	$150 (2024)
Deeds & Mortgages	Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-2S-26-1020-00900-0070`

Property Details

APN / Parcel Number

Primary APN	`09-2S-26-1020-00900-0070`
Alternative APN	`S262091020009000070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	1,152 sqft
Utility Area	1 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	275 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	72 sqft
Shed	1 Shed
Shed Area	3 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2760 SUMAC CT
City	NAVARRE
State	FL
Zip	32566-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST BAY RIVER EST 1ST ADD LOT 7 BLK 9 AS DES IN OR 1016 PG 776 & IN OR 2233 PG 294 & IN OR 4385 PG 1641
Legal Range	26W
Legal Township	2S
Legal Section	09
Legal Subdivision	EAST BAY RVR/1ST ADD
Legal Block	9
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2014
Census Tract	10828

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2760 SUMAC CT, NAVARRE, FL 32566-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2003 · Amount on File
Deed Sale	Dec 1, 2003 · Amount on File
Deed Book / Page	2233 / 294
Prior Transfer Date	Nov 25, 2003
Prior Transfer Doc	0022330294
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 17, 2023
Property Address	2760 SUMAC CT, NAVARRE, FL 32566-3106
Document Number	0043851641
Book / Page	4385 / 1641
Map Reference	MB C PG 171
Instrument Date	Apr 14, 2023
Instrument	202316337
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2760 SUMMIT DR, NAVARRE, FL 32566-8740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2760 SUMMIT DR, NAVARRE, FL 32566-8740

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,258 (+2.9%)	$256,877 (+7.09%) Land $99,000 Building $157,877
2024	$150.00 (+7.14%) Homeowner's exemption Disabled Person's exemption	$102,292 (+3%)	$239,866 (+12.11%) Land $99,000 Building $140,866
2023	$140.00 (+6.87%) Homeowner's exemption Disabled Person's exemption	$99,313 (+3%)	$213,965 (+0.49%) Land $74,800 Building $139,165
2022	$131.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed	$96,420	$212,912 Land $74,800 Building $138,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	10 (2004–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless · DSL	100 / 20