Highlands County property record for 2762 Duffer Rd, Sebring, FL 33872 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,701 sqft · built 1986 |
| Lot Size | 0.585 acres (25,495 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Apr 2017) |
| Tax Bill | $1,981 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C-34-34-28-022-0000-2280 |
| Primary APN | C-34-34-28-022-0000-2280 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,701 sqft Living Area |
| 1st Floor Area | 1,283 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,495 sqft (0.585 acres) |
| Garage Type | Finished |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Driveway Area | 680 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 288 sqft |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Patio Area | 562 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 2762 DUFFER RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-3821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 228 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 34 |
| Legal Subdivision | GOLF HAMMOCK UNIT 3 |
| Legal Lot Number | 228 |
| Legal Unit | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 960602 |
Source: Highlands County records · APN C-34-34-28-022-0000-2280
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2762 DUFFER RD, SEBRING, FL 33872-3821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 05, 2026 | Deed of Trust, Mortgage · VA Mortgage WEST CAPITAL LENDING INC |
| Apr 10, 2017 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2017 · Amount on Record |
| Deed Sale | Apr 10, 2017 · Amount on Record |
| Prior Sale | Jan 03, 2014 |
| Deed Document Number | 0025741710 |
| Deed Book / Page | 2574 / 1710 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2762 DUFFER RD, SEBRING, FL 33872-3821 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2762 DUFFER RD, SEBRING, FL 33872-3821 |
| Document Number | 0002293881 |
|---|---|
| Date | Jan 05, 2026 |
| Book Page | 3165/1894 |
| Instrument | 2293881 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 10, 2017 |
| Property Address | 2762 DUFFER RD, SEBRING, FL 33872-3821 |
| Document Number | 0001848918 |
| Book / Page | 002574 / 001710 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 1848918 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2762 DUFFER RD SEBRING FL 338723821, SEBRING, FL 33872-3821 |
| Document Number | 1848919 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 002574/001712 |
| Instrument | 1848919 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2047 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $167,680 (+5.99%) | $217,403 (-1.13%) Land $28,500 Building $188,903 | |
| 2024 | $1,981.00 (+2.48%) | ||
| 2023 | $1,933.00 (+1.74%) Homeowner's exemption | $158,208 (+3%) | $219,878 (+13.01%) Land $27,000 Building $192,878 |
| 2022 | $1,900.00 Homeowner's exemption | $153,600 | $194,571 Land $27,000 Building $167,571 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 44 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 8 (2017–2022) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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