Horry County property record for 257 Ocean Commons Dr, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,328 sqft · built 2019 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $258,900 (May 2020) |
| Tax Bill | $1,183 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-11-01-0041 |
| Primary APN | 459-11-01-0041 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,328 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 257 OCEAN COMMONS DR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-5528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RETREAT @ OCEAN COMMONS PH 3; LOT 67 |
| Legal Subdivision | RETREAT @ OCEAN COMMONS PH 3 |
| Legal Lot Number | 67 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 51403 |
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 257 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| May 29, 2020 | Warranty Deed, Subdivision Related Transfer STATE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on Record |
| Deed Sale | May 29, 2020 · Amount on Record |
| Deed Document Number | 0043143486 |
| Deed Book / Page | 4314 / 3486 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 257 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 257 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5528 |
| Document Number | 64790000001418 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 0000006479/0000001418 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | May 29, 2020 |
| Property Address | 257 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5528 |
| Document Number | 4314/3486 |
| Book / Page | 004314 / 003486 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $958.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 257 OCEAN COMMONS DR SURFSIDE BEACH SC 295755528, SURFSIDE BEACH, SC 29575-5528 |
| Document Number | 6218/2935 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 006218/002935 |
| Name | STATE EMPS CU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.38% |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,183.00 | ||
| 2024 | $1,183.00 | $25,916 (+150.15%) Land $7,558 Building $18,358 | $431,932 (+66.76%) Land $125,959 Building $305,973 |
| 2023 | $10,360 (-33.34%) Land $1,870 Building $8,490 | $259,010 (-) Land $46,710 Building $212,300 | |
| 2021 | $1,069.00 | $15,541 Land $2,803 Building $12,738 | $259,010 Land $46,710 Building $212,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 127 units insured incl. 37 condo units |
| Nearby Flood Claims | 21 (1996–2026) |
| Claims Outside the SFHA | 21 of 21 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures