276 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 276 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 3,653 sqft · built 2021
Lot Size	0.314 acres (13,721 sqft)
Owner	Company Name on Record
Last Sale	$1,100,000 (Dec 2021)
Tax Bill	$5,548 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242011335`

Property Details

APN / Parcel Number

Primary APN	`242011335`
Alternative APN	`R614 029 000 2397 0000`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,653 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,721 sqft (0.314 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242011335
Street Address	276 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9053 HAMPTON LAKE PH 9 PB153 PG150
Legal Subdivision	HAMPTON LAKE
Legal Phase	9
Legal Lot Number	9053
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	276 FLATWATER DR, BLUFFTON, SC 29910-9368
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
Oct 28, 2021	Limited Warranty Deed, Subdivision Related Transfer
Aug 25, 2020	Grant Deed, Transfer HOUSING CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	2021089173
Deed Book / Page	4099 / 1778
Record Updated	Jun 8, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 30, 2021
Property Address	276 FLATWATER DR, BLUFFTON, SC 29910-9368
Document Number	0000089173
Book / Page	4099 / 1778
Map Reference	MB 153 PG 150-152
Instrument Date	Dec 20, 2021
Instrument	2021089173
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	598 COLONIAL RD, RIVER VALE, NJ 07675-6165

Mortgage

Document Number	0000089181
Date	Dec 30, 2021
Instrument	2021089181

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	7.5%

October 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 28, 2021
Property Address	276 FLATWATER DR, BLUFFTON, SC 29910-9368
Document Number	0000075826
Book / Page	4077 / 1501
Map Reference	MB 153 PG 150-152
Instrument Date	Oct 28, 2021
Instrument	2021075826
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$1,994.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 DREAMSCAPE DR, BLUFFTON, SC 29909-4805

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 25, 2020
Property Address	276 FLATWATER DR, BLUFFTON, SC 29910-9368
Document Number	0000047214
Book / Page	003900 / 003386
Instrument Date	Aug 21, 2020
Instrument	47214
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,053.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743
Investor	Possibly a Property Investor

Mortgage

Document Number	47215
Date	Aug 25, 2020
Book Page	003900/003389
Instrument	47215

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	13737 NOEL RD # 800, DALLAS, TX 75240-1331

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,548.00 (-61.46%)	$33,810 (-35.37%)
2024	$14,397.00	$52,312 (+3.14%) Land $14,000 Building $38,312	$1,307,800 (-) Land $350,000 Building $957,800
2023	$14,397.00 (+9.83%)	$50,720 (+14.99%)	$1,307,800 (+77.91%) Land $350,000 Building $957,800
2022	$13,109.00	$44,110	$735,100 Land $183,019 Building $552,081

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

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