272 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 272 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 5,736 sqft
Lot Size	0.314 acres (13,721 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Oct 2020)
Tax Bill	$4,255 (2025)
Deeds & Mortgages	Feb 2024 Construction Loan Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`242011336`

Property Details

APN / Parcel Number

Primary APN	`242011336`
Alternative APN	`R614 029 000 2398 0000`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	5,736 sqft Living Area
Fireplace	Fireplace

Exterior

Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,721 sqft (0.314 acres)
Garage Type	Attached
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242011336
Street Address	272 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9054 HAMPTON LAKE PH 9 PB153 PG150
Legal Subdivision	HAMPTON LAKE
Legal Phase	9
Legal Lot Number	9054
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

272 Flatwater Dr is owned by two individuals who bought it in October 2020.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8733 21ST AVE, BROOKLYN, NY 11214-4909
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Oct 1, 2020	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Deed Document Number	0003916562
Deed Book / Page	3916 / 562
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	272 FLATWATER DR, BLUFFTON, SC 29910-9368
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8733 21ST AVE, BROOKLYN, NY 11214-4909

Mortgage

Document Number	0000007037
Date	Feb 15, 2024
Book Page	4310/2781
Instrument	2024007037

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.7%

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 1, 2020
Property Address	272 FLATWATER DR, BLUFFTON, SC 29910-9368
Document Number	0000055930
Book / Page	003916 / 000562
Instrument Date	Oct 1, 2020
Instrument	55930
Transaction Type	Subdivision Related Transfer
Record Updated	May 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8733 21ST AVE BROOKLYN NY 112144909, BROOKLYN, NY 11214-4909

Tax Assessment & Valuation

The 2025 property tax bill for 272 Flatwater Dr was $4,255, down 15.2% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,255.00 (-15.22%)	$17,180 (-)
2024	$5,019.00 (+2.16%)	$17,180 (-)	$350,000 (-) Land $350,000
2023	$4,913.00 (+9.76%)	$17,180 (+14.99%)	$350,000 (+40.56%) Land $350,000
2022	$4,476.00	$14,940	$249,000 Land $249,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 272 Flatwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 272 Flatwater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

Nearby Properties on Flatwater Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures