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2720 Valencia Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2720 Valencia Rd, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,589 sqft · built 1964
Lot Size0.362 acres (15,769 sqft)
Owner2 Individual Names on Record
Last Sale$1,466,000 (Apr 2025)
Tax Bill$4,154 (2025)
Deeds & MortgagesNov 2020 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN041-771-03

Property Details

APN / Parcel Number

Primary APN041-771-03
Alternative APNs
  • 041-771-03-000
  • 04113218000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area2,589 sqft Living Area
Gross Area2,841 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2000
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area15,769 sqft (0.362 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Old Parcel Number04113218000
Street Address2720 VALENCIA RD
CityAPTOS
StateCA
Zip95003-9616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionAPTOS RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2002
Census Tract122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address504 E FAIRVIEW BLVD, INGLEWOOD, CA 90302-1332
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE/CA
Nov 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2025 · Amount on Record
Deed SaleApr 15, 2025 · Amount on Record
Deed Document Number20257703
Prior Transfer DateNov 5, 2020
Prior Transfer Doc0000048077
Record UpdatedSep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 16, 2020
Property Address2720 VALENCIA RD, APTOS, CA 95003-9616
Document Number0000048254
Instrument DateNov 5, 2020
Instrument48254
Transaction TypeTransfer
Record UpdatedDec 3, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2720 VALENCIA RD APTOS CA 950039616, APTOS, CA 95003-9616

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateNov 13, 2020
Property Address2720 VALENCIA RD, APTOS, CA 95003-9616
Document Number0000048077
Instrument DateNov 5, 2020
Instrument2020-0048077
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanySTEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2720 VALENCIA RD, APTOS, CA 95003-9616

Mortgage

Document Number0000048078
DateNov 13, 2020
Instrument2020-0048078
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,495,014 (+361.28%) Land $1,132,914 Building $362,100
2025$4,154.00 (+12.73%)$324,101 (+4.04%) Land $117,142 Building $206,959
2023$3,685.00 (+2.02%)$311,517 Land $112,594 Building $198,923$1,189,350
2022$3,612.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL WATER DISTRICT
serves 2,726 people · EPA ID CA4410018
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Starlink
Satellite		280 / 30
Surfnet Communications
Fixed Wireless		100 / 20

Cell Coverage

No cell data coverage reported

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