Santa Rosa County property record for 2738 Gemstone Cir, Pace, FL 32571 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 3,141 sqft Living Area |
| Lot Size | 21,693 sqft (0.498 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $555,000 (2024) |
| Tax Bill | $4,026.00 (2025) |
Source: Santa Rosa County records · APN 23-2N-30-0077-00L00-0270
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2738 GEMSTONE CIR, MILTON, FL 32571-6876 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Sep 24, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage NAVY FCU |
| Jan 02, 2020 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 02, 2024 · Amount on Record |
| Deed Sale | Dec 02, 2024 · Amount on Record |
| Prior Sale | Sep 24, 2021 · Amount on Record |
| Deed Doc Number | 202453810 |
| Deed Book / Page | 4566 / 2075 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 24, 2021 |
| Property Address | 2738 GEMSTONE CIR, PACE, FL 32571-6876 |
| Document Number | 0041821346 |
| Book / Page | 4182 / 1346 |
| Map Reference | MB 12 PG 75&76 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 202163822 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7691 PETERSEN POINT RD, 7691, MILTON, FL 32583-8571 |
| Name | Verified Name |
|---|---|
| Address | 2741 CARRINGTON LAKES BLVD, CANTONMENT, FL 32533-4218 |
| Document Number | 41821349 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 4182/1349 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 02, 2020 |
| Property Address | 2738 GEMSTONE CIR, PACE, FL 32571-6876 |
| Document Number | 0039051605 |
| Book / Page | 3905 / 1605 |
| Map Reference | MB 12 PG 75&76 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 202000189 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,619.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 2738 GEMSTONE CIR, PACE, FL 32571-6876 |
| Document Number | 0039051607 |
|---|---|
| Date | Jan 02, 2020 |
| Instrument | 3905/1607 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,026.00 (-28.77%) | $353,222 (-22.89%) | $453,212 (-1.06%) Land $80,000 Building $373,212 |
| 2024 | $5,652.00 (-2.82%) | $458,052 (+3.13%) Land $80,000 Building $378,052 | $458,052 (+3.13%) Land $80,000 Building $378,052 |
| 2023 | $5,816.00 (+6.7%) | $444,170 (+7.64%) Land $70,000 Building $374,170 | $444,170 (+7.64%) Land $70,000 Building $374,170 |
| 2022 | $5,451.00 | $412,631 | $412,631 Land $48,000 Building $364,631 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 23-2N-30-0077-00L00-0270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,141 sqft Living Area |
| Gross Area | 3,945 sqft Gross Area |
| 1st Floor | 3,141 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 21,693 sqft (0.498 acres) |
| Depth X Width | 175 ft x 124 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 424 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 1 sqft Shed |
| Porch Area | 380 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2738 GEMSTONE CIR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-6876 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 27 BLK L ASHLEY PLANTATION PHASE 4-B AS DES IN OR 4566 PG 2075 |
| Legal Range | 30W |
| Legal Township | 2N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Block | L |
| Legal Lot Number | 27 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 10302 |
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