2757 Spear St, Placerville, CA 95667 Property Records

El Dorado County property record for 2757 Spear St, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1982
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Dec 2021)
Tax Bill	$4,918 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2021 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`050-130-019-000`

Property Details

APN / Parcel Number

Primary APN	`050-130-019-000`
Alternative APNs	`05013019100` `0501301910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,284 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2757 SPEAR ST
City	PLACERVILLE
State	CA
Zip	95667-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	RS 19/80/1
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3024
Census Tract	31000

Owner

Source: El Dorado County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2757 SPEAR ST, PLACERVILLE, CA 95667-4324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2021	Grant Deed, Transfer FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 27, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 6, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 19, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 25, 2018	Grant Deed, Transfer · Conventional Mortgage HOMESTAR BANK
Mar 12, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Jul 20, 2021 · Amount on Record
Deed Document Number	202174879
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 7, 2021
Property Address	2757 SPEAR ST, PLACERVILLE, CA 95667-4324
Document Number	0000074879
Instrument Date	Nov 29, 2021
Instrument	2021-0074879
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	IN TITLE, FIN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2757 SPEAR ST, PLACERVILLE, CA 95667-4324

Mortgage

Document Number	0000074880
Date	Dec 7, 2021
Instrument	2021-0074880

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 20, 2021
Property Address	2757 SPEAR ST, PLACERVILLE, CA 95667-4324
Document Number	0000047136
Instrument Date	Jun 30, 2021
Instrument	2021-0047136
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2757 SPEAR ST, PLACERVILLE, CA 95667-4324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044163
Date	Oct 3, 2017
Instrument	2017-0044163

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2757 SPEAR ST, PLACERVILLE, CA 95667-4324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2757 SPEAR ST, PLACERVILLE, CA 95667-4324

Mortgage

Document Number	0000045402
Date	Aug 27, 2020
Instrument	2020-0045402

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2757 SPEAR ST, PLACERVILLE, CA 95667-4324
Document Number	0000048196
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2757 SPEAR ST PLACERVILLE CA 956674324, PLACERVILLE, CA 95667-4324

Mortgage

Document Number	0000048196
Date	Nov 12, 2019
Instrument	48196

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 19, 2019
Property Address	2757 SPEAR ST, PLACERVILLE, CA 95667-4324
Document Number	0000009176
Instrument Date	Mar 14, 2019
Instrument	2019-0009176
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2757 SPEAR ST, PLACERVILLE, CA 95667-4324

Mortgage

Document Number	0000009177
Date	Mar 19, 2019
Instrument	2019-0009177

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 25, 2018
Property Address	2757 SPEAR ST, PLACERVILLE, CA 95667-4324
Document Number	0000024340
Instrument Date	Jun 19, 2018
Instrument	2018-0024340
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2757 SPEAR ST, PLACERVILLE, CA 95667-4324

Mortgage

Document Number	0000024341
Date	Jun 25, 2018
Instrument	2018-0024341

Lender

Name	HOMESTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 12, 2018
Property Address	2757 SPEAR ST, PLACERVILLE, CA 95667-4324
Document Number	0000009007
Instrument Date	Mar 8, 2018
Instrument	9007
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$247.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5120 MANZANITA AVE #120 CARMICHAEL CA 956080590, 120, CARMICHAEL, CA 95608-0590

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$481,681 (+2%) Land $146,128 Building $335,553
2025	$4,918.00 (+2.2%) Homeowner's exemption	$472,237 (+4.04%) Land $143,263 Building $328,974
2024	$4,812.00 (+1.2%)
2023	$4,755.00 (+1.15%) Homeowner's exemption	$453,900 Land $137,700 Building $316,200
2022	$4,701.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Zeta Broadband.

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