2747 Spear St, Placerville, CA 95667 Property Records

El Dorado County property record for 2747 Spear St, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,620 sqft · built 1956
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Apr 2017)
Tax Bill	$3,801 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-130-018-000`

Property Details

APN / Parcel Number

Primary APN	`050-130-018-000`
Alternative APNs	`05013018100` `0501301810`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1960
Construction Type	Wood
Lot Area	25,700 sqft (0.59 acres)
Patio Area	1,620 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2747 SPEAR ST
City	PLACERVILLE
State	CA
Zip	95667-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	SEC 7 10 11
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3024
Census Tract	31000

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2747 SPEAR ST, PLACERVILLE, CA 95667-4324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 24, 2017	Grant Deed, Transfer · Conventional Mortgage NORTH AMERICAN TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2017 · Amount on Record
Deed Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	201716152
Prior Transfer Date	Jun 1, 2016
Prior Transfer Doc	0000024438
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2747 SPEAR ST, PLACERVILLE, CA 95667-4324
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2747 SPEAR ST, PLACERVILLE, CA 95667-4324

Mortgage

Document Number	0000033539
Date	May 17, 2021
Instrument	2021-0033539

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 24, 2017
Property Address	2747 SPEAR ST, PLACERVILLE, CA 95667-4324
Document Number	0000016152
Instrument Date	Apr 18, 2017
Instrument	2017-0016152
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2747 SPEAR ST, PLACERVILLE, CA 95667-4324

Mortgage

Document Number	, 2017-0016153
Date	Apr 24, 2017
Instrument	2017-0016153

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$372,889 (+2%) Land $130,214 Building $242,675
2025	$3,801.00 (+3.46%) Homeowner's exemption	$365,578 (+4.04%) Land $127,661 Building $237,917
2023	$3,674.00 (+1.46%) Homeowner's exemption	$351,383 Land $122,704 Building $228,679
2022	$3,621.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Zeta Broadband.

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