2723 Spear St, Placerville, CA 95667 Property Records

El Dorado County property record for 2723 Spear St, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$457,500 (Apr 2021)
Tax Bill	$5,232 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`050-360-016-000`

Property Details

APN / Parcel Number

Primary APN	`050-360-016-000`
Alternative APNs	`05036016100` `0503601610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,404 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2723 SPEAR ST
City	PLACERVILLE
State	CA
Zip	95667-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	POR LOT 10 MOULTON MANOR
Legal Subdivision	MOULTON MANOR
Legal Lot Number	10
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3024
Census Tract	31000

Owner

Source: El Dorado County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2723 SPEAR ST, PLACERVILLE, CA 95667-4324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Mar 3, 2021	Grant Deed, Transfer FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL CO A CA
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 5, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Feb 1, 2017	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Mar 3, 2021 · Amount on Record
Deed Document Number	202127971
Prior Transfer Date	Aug 8, 2000
Prior Transfer Doc	0000040837
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 22, 2021
Property Address	2723 SPEAR ST, PLACERVILLE, CA 95667-4324
Document Number	0000027971
Instrument Date	Mar 26, 2021
Instrument	2021-0027971
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	IN TITLE, FIN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2723 SPEAR ST, PLACERVILLE, CA 95667-4324

Mortgage

Document Number	0000027972
Date	Apr 22, 2021
Instrument	2021-0027972

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 3, 2021
Property Address	2723 SPEAR ST, PLACERVILLE, CA 95667-4324
Document Number	0000014745
Instrument Date	Feb 11, 2021
Instrument	2021-0014745
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL CO A CA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 2ND AVE FL 31, 31, SEATTLE, WA 98101-0003

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2723 SPEAR ST, PLACERVILLE, CA 95667-4324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058351
Date	Dec 22, 2017
Instrument	2017-0058351

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2723 SPEAR ST, PLACERVILLE, CA 95667-4324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2723 SPEAR ST, PLACERVILLE, CA 95667-4324

Mortgage

Document Number	0000062398
Date	Nov 2, 2020
Instrument	2020-0062398

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2723 SPEAR ST, PLACERVILLE, CA 95667-4324
Document Number	0000037593
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2723 SPEAR ST PLACERVILLE CA 956674324, PLACERVILLE, CA 95667-4324

Mortgage

Document Number	0000037593
Date	Sep 10, 2019
Instrument	37593

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 9, 2034

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 1, 2017
Property Address	2723 SPEAR ST, PLACERVILLE, CA 95667-4324
Document Number	0000004815
Instrument Date	Jan 30, 2017
Instrument	2017-0004815
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2723 SPEAR ST, PLACERVILLE, CA 95667-4324
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004816
Date	Feb 1, 2017
Instrument	2017-0004816

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$505,115 (+2%) Land $140,770 Building $364,345
2025	$5,232.00 (+3.38%)	$495,211 (+4.04%) Land $138,010 Building $357,201
2023	$5,061.00 (+1.42%)	$475,983 Land $132,651 Building $343,332
2022	$4,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Zeta Broadband.

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