2755 Windsong Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2755 Windsong Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,939 sqft · built 1997
Lot Size	1.03 acres (44,953 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Apr 2024)
Tax Bill	$2,499 (2023)
Deeds & Mortgages	Apr 2024 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-26-31-5338-0001-0270`

Property Details

APN / Parcel Number

Primary APN	`20-26-31-5338-0001-0270`
Alternative APNs	`263120533800010270` `97969`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,939 sqft Living Area
Gross Area	3,592 sqft
1st Floor Area	1,939 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,953 sqft (1.03 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	20 sqft
Porch	Finished/Open Porch
Porch Area	450 sqft
Deck Area	530 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2755 WINDSONG LN
City	SAINT CLOUD
State	FL
Zip	34772-7594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA1A
Legal Description	TYMBER COVE SUB PB 2 PG 106 & 107 LOT 27
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	TYMBER COVE
Legal Tract	5338
Legal Block	270
Legal Lot Number	27
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1043
Census Tract	43301

Owner

2755 Windsong Ln is owned and occupied by two individuals who bought it in April 2024.

Source: Osceola County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2755 WINDSONG LN, SAINT CLOUD, FL 34772-7594
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA
May 17, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on File
Deed Sale	Apr 9, 2024 · Amount on File
Prior Sale	May 11, 2004 · Amount on File
Deed Document Number	202445252
Deed Book / Page	6579 / 1614
Prior Transfer Date	May 17, 2021
Prior Transfer Doc	0000075487
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2755 WINDSONG LN, SAINT CLOUD, FL 34772-7594
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5560 ALLIGATOR LAKE RD, SAINT CLOUD, FL 34772-9332

Mortgage

Document Number	0065791616
Date	Apr 9, 2024
Book Page	6579/1616
Instrument	2024045253

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	10151 DEERWOOD PARK BLVD # 200, JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	May 17, 2021
Property Address	2755 WINDSONG LN, SAINT CLOUD, FL 34772-7594
Document Number	0059592041
Book / Page	5959 / 2041
Map Reference	MB 2 PG 106&107
Instrument Date	May 17, 2021
Instrument	2021075487
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2755 WINDSONG LN, SAINT CLOUD, FL 34772-7594

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2755 WINDSONG LN, SAINT CLOUD, FL 34772-7594
Document Number	0056880626
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2755 WINDSONG LN ST CLOUD FL 347727594, ST CLOUD, FL 34772-7594

Mortgage

Document Number	0056880626
Date	Mar 9, 2020
Book Page	005688/000626
Instrument	33682

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,499.00 (+4.82%) Homeowner's exemption	$174,633 (+3%)	$308,600 (+13.33%) Land $49,400 Building $259,200
2022	$2,384.00 Homeowner's exemption	$169,547	$272,300 Land $49,400 Building $222,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2755 Windsong Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2755 Windsong Ln is moderate, ranking above 63% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: AT&T, Hotwire Communications, Verizon, Xfinity.

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