Osceola County property record for 2740 Windsong Ln, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,556 sqft · built 1984 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $177,500 (Dec 2002) |
| Tax Bill | $2,716 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 97967 |
| Primary APN | 97967 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,556 sqft Heated Area |
| Gross Area | 2,802 sqft |
| 1st Floor Area | 1,556 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Mixed |
| Garage Area | 342 sqft |
| Carport Area | 916 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 49 sqft |
| Porch | Porch |
| Porch Area | 508 sqft |
| Deck Area | 815 sqft |
| Shed | 1 Shed |
| Shed Area | 1,300 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 97967 |
|---|---|
| Street Address | 2740 WINDSONG LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OA1A |
| Legal Description | TYMBER COVE SUB PB 2 PG 106 & 107 LOT 25 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 20 |
| Legal Subdivision | TYMBER COVE |
| Legal Tract | 5338 |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 43301 |
The current owner of 2740 Windsong Ln bought it in December 2002.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2740 WINDSONG LN, SAINT CLOUD, FL 34772-7506 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2002 · Amount on File |
| Deed Sale | Dec 3, 2002 · Amount on File |
| Prior Sale | Mar 31, 1997 · Amount on File |
| Deed Document Number | 0215401373 |
| Deed Book / Page | 02154 / 01373 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2740 WINDSONG LN, SAINT CLOUD, FL 34772-7506 |
| Document Number | 0052480785 |
| Book / Page | 005248 / 000785 |
| Instrument Date | Nov 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2740 WINDSONG LN ST CLOUD FL 347727506, ST CLOUD, FL 34772-7506 |
| Document Number | 0052480785 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 005248/000785 |
| Instrument | 172042 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2047 |
The 2025 property tax bill for 2740 Windsong Ln was $2,716 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,716.00 Homeowner's exemption | $185,496 | $285,300 Land $60,000 Building $225,300 |
| 2023 | $2,505.00 (+4.81%) Homeowner's exemption | $175,019 (+3%) | $269,700 (+11.49%) Land $48,000 Building $221,700 |
| 2022 | $2,390.00 Homeowner's exemption | $169,922 | $241,900 Land $48,000 Building $193,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2740 Windsong Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2740 Windsong Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, CenturyLink.
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