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27529 Sinclair Rd, Saint Charles, MN 55972 Property Records

Winona County property record for 27529 Sinclair Rd, Saint Charles, MN 55972

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,910 sqft · built 2004
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Dec 2016)
Tax Bill$3,970 (2026)
Deeds & MortgagesDec 2020 Transfer
Dec 2020 Transfer
+ 2 more
APN13.000.2751

Property Details

APN / Parcel Number

Primary APN13.000.2751

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,910 sqft Living Area
1st Floor Area1,528 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2008
Exterior MaterialMetal
Construction TypeMetal Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Garage Area983 sqft

Exterior Amenities

PorchOpen Porch
Porch Area272 sqft
Deck AreaDeck Area
Patio Area416 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address27529 SINCLAIR RD
CitySAINT CHARLES
StateMN
Zip55972-4009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeANR
Legal DescriptionSECT-32 TWP-106 RANGE-010 5 AC NE 1/4 SE 1/4 COMMENCING 33' SOUTH OF NE CORNER NE 1/4 SE 1/4, SOUTH 508' WEST 428' NORTH 508'
Legal Range010
Legal Township106
Legal Section32
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1048
Census Tract671000

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address27529 SINCLAIR RD, SAINT CHARLES, MN 55972-4009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Quit Claim Deed, Transfer
ROCHESTER TITLE
Dec 11, 2020Quit Claim Deed, Transfer
ROCHESTER TITLE
Dec 11, 2020Warranty Deed, Transfer · VA Mortgage
WELLS FARGO BANK NA
May 17, 2018Deed of Trust, Mortgage · Line of Credit
THINK MUTUAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2016 · Amount on Record
Deed SaleDec 15, 2016 · Amount on Record
Deed Document Number2016599798
Last Transfer DateSep 10, 2020
Transfer Doc629726
Record UpdatedOct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINONA MN
Recording DateDec 11, 2020
Property Address27529 SINCLAIR RD, SAINT CHARLES, MN 55972-4009
Document Number629725
Instrument DateSep 11, 2020
Instrument629725
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyROCHESTER TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 300, ESTERO, FL 33929-0300

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINONA MN
Recording DateDec 11, 2020
Property Address27529 SINCLAIR RD, SAINT CHARLES, MN 55972-4009
Document Number629726
Instrument DateSep 10, 2020
Instrument629726
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyROCHESTER TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 300, ESTERO, FL 33929-0300

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateDec 11, 2020
Property Address27529 SINCLAIR RD, SAINT CHARLES, MN 55972-4009
Document Number629728
Instrument DateSep 4, 2020
Instrument629728
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyROCHESTER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,270.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27529 SINCLAIR RD, SAINT CHARLES, MN 55972-4009

Mortgage

Document Number629729
DateDec 11, 2020
Instrument629729
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueOct 1, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address27529 SINCLAIR RD, SAINT CHARLES, MN 55972-4009
Transaction TypeMortgage
Record UpdatedJul 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number610071
DateMay 17, 2018
Instrument610071
Lender
NameTHINK MUTUAL BANK
TypeBank
AddressROCHESTER, MN 55901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 9, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,970.00 (+9.25%) Homeowner's exemption$538,100 (+8.44%) Land $95,000 Building $443,100$538,100 (+8.44%) Land $95,000 Building $443,100
2025$496,200 (+4.53%) Land $95,000 Building $401,200$496,200 (+4.53%) Land $95,000 Building $401,200
2023$3,634.00 Homeowner's exemption$474,700 Land $95,000 Building $379,700$474,700 Land $95,000 Building $379,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims37 (1982–2007)
Claims Outside the SFHA2 of 37
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
GigFire
Fixed Wireless		150 / 130
Hiawatha Broadband Communications
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
Mediacom Xtream
Fixed Wireless		100 / 20
CenturyLink
DSL		60 / 5

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