2750 E Elm St, Des Moines, IA 50317 Property Records

Polk County property record for 2750 E Elm St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,070 sqft · built 1998
Lot Size	0.175 acres (7,656 sqft)
Owner	Individual Name on File
Tax Bill	$2,998 (2024)
Deeds & Mortgages	Feb 2026 Sale May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7824-01-454-011`

Property Details

APN / Parcel Number

Primary APN	`7824-01-454-011`
Alternative APN	`050/00991-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	1,070 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 1998
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,656 sqft (0.175 acres)
Lot Dimensions	132 ft deep x 58 ft wide
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2750 E ELM ST
City	DES MOINES
State	IA
Zip	50317-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 1 ESHBAUGH & WESTS ADDITION
Legal Subdivision	ESHBAUGH & WESTS ADD
Legal Block	1
Legal Lot Number	11
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1005
Census Tract	5300

Owner

2750 E Elm St is owned and occupied by an individual who acquired it in February 2026.

Source: Polk County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2750 E ELM ST, DES MOINES, IA 50317-1254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Warranty Deed, Transfer
May 4, 2020	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Oct 3, 2017	Loan Modification, Mortgage · Conventional Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026
Deed Sale	Feb 11, 2026
Prior Sale	May 4, 2020 · Amount on File
Deed Document Number	2026-00007431
Deed Book / Page	20416 / 568
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 11, 2026
Property Address	2750 E ELM ST, DES MOINES, IA 50317-1254
Document Number	0000007431
Book / Page	20416 / 568
Instrument Date	Feb 11, 2024
Instrument	2026-00007431
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2750 E ELM ST, DES MOINES, IA 50317-1254

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 4, 2020
Property Address	2750 E ELM ST, DES MOINES, IA 50317-1254
Document Number	201900092926
Book / Page	17812 / 494
Instrument Date	Apr 30, 2020
Instrument	2019-00092926
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.80
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2750 E ELM ST, DES MOINES, IA 50317-1254

Mortgage

Document Number	201900092928
Date	May 4, 2020
Instrument	2019-00092928

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK IA
Property Address	2750 E ELM ST, DES MOINES, IA 50317-1254
Document Number	0000049107
Book / Page	016759 / 000790
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2750 E ELM ST DES MOINES IA 503171254, DES MOINES, IA 50317-1254

Mortgage

Document Number	0000049107
Date	Dec 14, 2017
Book Page	016759/000790
Instrument	49107

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,900 Land $10,600 Building $171,300	$181,900 Land $10,600 Building $171,300
2024	$2,998.00
2023		$159,600 Land $9,200 Building $150,400	$159,600 Land $9,200 Building $150,400
2020	$2,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2750 E Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2750 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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