2735 E Elm St, Des Moines, IA 50317 Property Records

Polk County property record for 2735 E Elm St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1920
Lot Size	0.132 acres (5,742 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Aug 2026)
Tax Bill	$1,398 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050/01060-000-000`

Property Details

APN / Parcel Number

Primary APN	`050/01060-000-000`
Alternative APN	`782401457004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	704 sqft Living Area
Gross Area	1,232 sqft
1st Floor Area	704 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2016
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,742 sqft (0.132 acres)
Lot Dimensions	132 ft deep x 43 ft wide
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2735 E ELM ST
City	DES MOINES
State	IA
Zip	50317-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 43 1/2 FT LOT 4 BLK 8 ESHBAUGH & WESTS ADDITION
Legal Subdivision	ESHBAUGH & WESTS ADDITION
Legal Block	8
Legal Lot Number	4
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1017
Census Tract	5300

Owner

2735 E Elm St is owned by an individual who bought it in August 2026.

Source: Polk County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1139 CORNERSTONE LN, PLEASANT HILL, IA 50327-8916
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 19, 2026	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CREDIT UNION
Jan 12, 2026	Contract Sale, Transfer · Land Contract CHARLES HURLEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Aug 19, 2026 · Amount on File
Deed Document Number	202651370
Deed Book / Page	20630 / 588
Prior Transfer Date	Feb 13, 2025
Prior Transfer Doc	0000008692
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 19, 2026
Property Address	2735 E ELM ST, DES MOINES, IA 50317-1253
Document Number	0000051369
Book / Page	20630 / 586
Instrument Date	Aug 17, 2026
Instrument	202651369
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$19,311.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 CORNERSTONE LN, PLEASANT HILL, IA 50327-8916

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 19, 2026
Property Address	2735 E ELM ST, DES MOINES, IA 50317-1253
Document Number	0000051370
Book / Page	20630 / 588
Instrument Date	Aug 16, 2026
Instrument	202651370
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,351.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2735 E ELM ST, DES MOINES, IA 50317-1253

Mortgage

Document Number	0000051371,
Date	Aug 19, 2026
Instrument	202651371

Lender

Name	COLLINS COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000051372,
Date	Aug 19, 2026
Book Page	20630/615
Instrument	202651372

Lender

Name	COLLINS COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	75%
Max Rate	-1%

January 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	POLK IA
Recording Date	Jan 12, 2026
Property Address	2735 E ELM ST, DES MOINES, IA 50317-1253
Document Number	0000001966
Book / Page	20391 / 901
Instrument Date	May 30, 2024
Instrument	2026-00001966
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14007 BRIARWOOD LN, URBANDALE, IA 50323-2123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14007 BRIARWOOD LN, URBANDALE, IA 50323-2123

Mortgage

Date	Jan 12, 2026

Lender

Name	CHARLES HURLEY
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2735 E Elm St was $1,398.

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,398.00	$121,200 Land $8,500 Building $112,700	$121,200 Land $8,500 Building $112,700
2024	$1,398.00
2023		$106,300 Land $7,400 Building $98,900	$106,300 Land $7,400 Building $98,900
2020	$1,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2735 E Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2735 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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