2743 E Elm St, Des Moines, IA 50317 Property Records

Polk County property record for 2743 E Elm St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,070 sqft · built 2000
Lot Size	0.175 acres (7,656 sqft)
Owner	Individual Name on File
Last Sale	$175,500 (Jul 2021)
Tax Bill	$3,492 (2024)
Deeds & Mortgages	Jan 2021 Line of Credit Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7824-01-457-012`

Property Details

APN / Parcel Number

Primary APN	`7824-01-457-012`
Alternative APN	`050/01058-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area
Gross Area	2,134 sqft
1st Floor Area	1,070 sqft
Basement Area	1,064 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 2000
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,656 sqft (0.175 acres)
Lot Dimensions	132 ft deep x 58 ft wide
Porch	Open Porch
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2743 E ELM ST
City	DES MOINES
State	IA
Zip	50317-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 8 ESHBAUGH & WESTS ADDITION
Legal Subdivision	ESHBAUGH & WESTS ADD
Legal Block	8
Legal Lot Number	2
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1017
Census Tract	5300

Owner

2743 E Elm St is owned and occupied by an individual who acquired it in January 2022.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2743 E ELM ST, DES MOINES, IA 50317-1253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jan 11, 2022	Intrafamily Transfer, Transfer
Jul 2, 2021	Warranty Deed, Transfer · Negative Amortization HOMESERVICES LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Prior Sale	Jul 2, 2021 · Amount on File
Deed Document Number	0000069918
Deed Book / Page	18623 / 123
Last Transfer Date	Jan 11, 2022
Transfer Doc	0000002845
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2743 E ELM ST, DES MOINES, IA 50317-1253
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2743 E ELM ST, DES MOINES, IA 50317-1253

Mortgage

Document Number	0000004622
Date	Jan 14, 2021
Book Page	18305/334
Instrument	2021-00004622

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 25, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Jan 11, 2022
Property Address	2743 E ELM ST, DES MOINES, IA 50317-1253
Document Number	0000002845
Book / Page	18945 / 613
Instrument Date	Jan 9, 2022
Instrument	2022-00002845
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2743 E ELM ST, DES MOINES, IA 50317-1253

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 2, 2021
Property Address	2743 E ELM ST, DES MOINES, IA 50317-1253
Document Number	0000069918
Book / Page	18623 / 123
Instrument Date	Jun 30, 2021
Instrument	2021-00069918
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2743 E ELM ST, DES MOINES, IA 50317-1253
Investor	Possibly a Property Investor

Mortgage

Document Number	0000069920
Date	Jul 2, 2021
Instrument	2021-00069920

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	Negative Amortization
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$227,200 Land $10,600 Building $216,600	$227,200 Land $10,600 Building $216,600
2024	$3,492.00
2023		$184,200 Land $9,200 Building $175,000	$184,200 Land $9,200 Building $175,000
2020	$2,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2743 E Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2743 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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