275 Tanner Cir, Stanford, KY 40484 Property Records

Lincoln County property record for 275 Tanner Cir, Stanford, KY 40484

Property Summary

Property Type	Single Family Home
Details	1,334 sqft
Lot Size	0.835 acres (36,373 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-02-04-015.00`

Property Details

APN / Parcel Number

Primary APN	`036-02-04-015.00`
Alternative APN	`36B-015`

Interior

Stories	1 Story
Building Area	1,334 sqft Living Area
Basement Area	1,156 sqft
Finished Basement	1,156 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,373 sqft (0.835 acres)
Garage Area	160 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	275 TANNER CIR
City	STANFORD
State	KY
Zip	40484-8117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	H & LOT 15 (.835 AC)
Legal Subdivision	HANGING FORK
Legal Lot Number	15
Jurisdiction	LINCOLN KY
Township / Civil Division	STANFORD
Census Block Group	3
Census Block	3025
Census Tract	920102

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	275 TANNER CIR, STANFORD, KY 40484-8117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 5, 2017	Deed of Trust, Mortgage · Line of Credit FORT KNOX FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2007
Deed Sale	Jun 22, 2007
Prior Sale	Jan 22, 2007 · Amount on Record
Deed Document Number	2007164940
Deed Book / Page	371 / 665
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Property Address	275 TANNER CIR, STANFORD, KY 40484-8117
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000564/22
Date	Jan 21, 2026
Book Page	564/22
Instrument	2328460

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Property Address	275 TANNER CIR, STANFORD, KY 40484-8117
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG492/1
Date	Mar 2, 2021
Book Page	MTG 492/1
Instrument	465754

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jan 1, 2041

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Property Address	275 TANNER CIR, STANFORD, KY 40484-8117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG447/562
Date	Jul 5, 2017
Book Page	MTG 447/562
Instrument	334751

Lender

Name	FORT KNOX FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,372.00 (-4.26%)	$139,700 (-) Land $18,500 Building $121,200	$139,700 (-) Land $18,500 Building $121,200
2024	$1,433.00
2023		$139,700 Land $18,500 Building $121,200	$139,700 Land $18,500 Building $121,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tanner Cir

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