321 Tanner Cir, Stanford, KY 40484 Property Records

Lincoln County property record for 321 Tanner Cir, Stanford, KY 40484

Property Summary

Property Type	Single Family Home
Details	1,520 sqft · built 2007
Lot Size	0.417 acres (18,165 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Feb 2025)
Tax Bill	$2,062 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-02-04-017.00`

Property Details

APN / Parcel Number

Primary APN	`036-02-04-017.00`
Alternative APN	`36B-018`

Interior

Stories	1 Story
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,165 sqft (0.417 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	321 TANNER CIR
City	STANFORD
State	KY
Zip	40484-8118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	H & LOT 18 SEC 2 (.417 AC)
Legal Subdivision	HANGING FORK
Legal Lot Number	18
Jurisdiction	LINCOLN KY
Township / Civil Division	STANFORD
Census Block Group	3
Census Block	3025
Census Tract	920102

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 TANNER CIR, STANFORD, KY 40484-8118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2025 · Amount on Record
Deed Sale	Feb 7, 2025 · Amount on Record
Prior Sale	Aug 29, 2023 · Amount on Record
Deed Book / Page	487 / 739
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN KY
Recording Date	Aug 29, 2023
Property Address	321 TANNER CIR, STANFORD, KY 40484-8118
Document Number	000478/302
Book / Page	478 / 302
Map Reference	CAB B SL 639
Instrument Date	Aug 23, 2023
Instrument	2294852
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	LAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 HOLIDAY RD, WINCHESTER, KY 40391-1667

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 TANNER CIR, STANFORD, KY 40484-8118

Mortgage

Document Number	0002294853
Date	Aug 29, 2023
Instrument	2294853

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Property Address	321 TANNER CIR, STANFORD, KY 40484-8118
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG493/90
Date	Mar 18, 2021
Book Page	MTG 493/90
Instrument	466008

Lender

Name	FARMERS NATIONAL BANK
Type	Bank
Address	DANVILLE, KY 40422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,062.00 (-4.27%)	$210,000 (+54.41%) Land $20,000 Building $190,000	$210,000 (+54.41%) Land $20,000 Building $190,000
2024	$2,154.00 (+52.44%)
2023		$136,000 (-) Land $16,000 Building $120,000	$136,000 (-) Land $16,000 Building $120,000
2022	$1,413.00	$136,000 Land $16,000 Building $120,000	$136,000 Land $16,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tanner Cir

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