237 Tanner Cir, Stanford, KY 40484 Property Records

Lincoln County property record for 237 Tanner Cir, Stanford, KY 40484

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 2005
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,000 (Jun 2024)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-02-04-013.00`

Property Details

APN / Parcel Number

Primary APN	`036-02-04-013.00`
Alternative APN	`36B-013`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Garage Area	576 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	237 TANNER CIR
City	STANFORD
State	KY
Zip	40484-8117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	H & LOT 13 PH 1 (.344 AC)
Legal Subdivision	HANGING FORK
Legal Phase	1
Legal Lot Number	13
Jurisdiction	LINCOLN KY
Township / Civil Division	STANFORD
Census Block Group	3
Census Block	3025
Census Tract	920102

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	237 TANNER CIR, STANFORD, KY 40484-8117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit PBK BANK INC
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit FORT KNOX FCU
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2024 · Amount on Record
Deed Sale	Jun 18, 2024 · Amount on Record
Prior Sale	Aug 12, 2010 · Amount on Record
Deed Book / Page	483 / 698
Prior Transfer Date	Jun 14, 2024
Prior Transfer Doc	0483000698
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Property Address	237 TANNER CIR, STANFORD, KY 40484-8117
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 TANNER CIR, STANFORD, KY 40484-8117

Mortgage

Document Number	000561/634
Date	Nov 25, 2025
Book Page	561/634
Instrument	2327740

Lender

Name	PBK BANK INC
Type	Bank
Address	STANFORD, KY 40484

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	122 Months
Due	Jan 5, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Property Address	237 TANNER CIR, STANFORD, KY 40484-8117
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG458/421
Date	Jul 23, 2018
Book Page	MTG 458/421
Instrument	339285

Lender

Name	FORT KNOX FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 4, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Property Address	237 TANNER CIR, STANFORD, KY 40484-8117
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG504/143
Date	Oct 13, 2021
Book Page	MTG 504/143
Instrument	479259

Lender

Name	1ST TRUST BANK INC
Type	Bank
Address	HAZARD, KY 41701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00 (-4.21%)	$125,000 (-) Land $16,000 Building $109,000	$125,000 (-) Land $16,000 Building $109,000
2024	$1,282.00
2023		$125,000 Land $16,000 Building $109,000	$125,000 Land $16,000 Building $109,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tanner Cir

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