275 Maraca St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 275 Maraca St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,006 sqft · built 1991
Lot Size	0.227 acres (9,915 sqft)
Owner	Individual Name on File
Last Sale	$184,000 (Dec 2006)
Tax Bill	$3,892 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-23-05-403-003`

Property Details

APN / Parcel Number

Primary APN	`40-23-05-403-003`
Alternative APNs	`0095262-115470-0` `10004608840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,006 sqft Living Area
Gross Area	2,648 sqft

Exterior

Year Built	Built 1991
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,915 sqft (0.227 acres)
Garage Area	408 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	234 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004608840
Old Parcel Number	00952621154700
Street Address	275 MARACA ST
City	PUNTA GORDA
State	FL
Zip	33983-5543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0627 0027 PUNTA GORDA ISLES SEC20 BLK627 LT27 837/1662 989-1470 995-788 1002-1754 1078/499 1121/1688 1176/432
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	627
Legal Lot Number	27
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2002
Census Tract	20103

Owner

275 Maraca St is owned and occupied by an individual who bought it in December 2006.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	275 MARACA ST, PUNTA GORDA, FL 33983-5543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 4, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 2, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2006 · Amount on File
Deed Sale	Dec 21, 2006 · Amount on File
Prior Sale	Feb 27, 2001 · Amount on File
Deed Document Number	1623662
Deed Book / Page	3087 / 0712
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	275 MARACA ST, PUNTA GORDA, FL 33983-5543
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 MARACA ST, PUNTA GORDA, FL 33983-5543

Mortgage

Document Number	0047751679
Date	May 28, 2021
Book Page	4775/1679
Instrument	2951800

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	275 MARACA ST, PUNTA GORDA, FL 33983-5543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043941209
Date	Jan 4, 2019
Book Page	4394/1209
Instrument	2674076

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	275 MARACA ST, PUNTA GORDA, FL 33983-5543
Document Number	0042530650
Book / Page	004253 / 000650
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	275 MARACA ST PUNTA GORDA FL 339835543, PUNTA GORDA, FL 33983-5543

Mortgage

Document Number	0042530650
Date	Nov 9, 2017
Book Page	004253/000650
Instrument	2564201

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 275 Maraca St was $3,892.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,892.00	$258,040	$330,765 Land $45,000 Building $285,765
2023	$5,854.00 (+11.61%)	$220,820 (-16.67%)	$301,832 (+13.91%) Land $38,000 Building $263,832
2022	$5,245.00	$264,984 Land $27,200 Building $237,784	$264,984 Land $27,200 Building $237,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 275 Maraca St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 275 Maraca St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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