274 Maraca St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 274 Maraca St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,462 sqft · built 1991
Lot Size	0.228 acres (9,915 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jul 2021)
Tax Bill	$2,613 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`402305404002`

Property Details

APN / Parcel Number

Primary APN	`402305404002`
Alternative APNs	`00952621154309` `10004608851`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	1,462 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,915 sqft (0.228 acres)
Garage Type	Attached
Garage Area	424 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Screened Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952621154309
Street Address	274 MARACA ST
City	PUNTA GORDA
State	FL
Zip	33983-5543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK627 LT23 837/1662 989/1470 995/788 1002/1754 1078/499 1121/827 2232/151 4806/2178
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	627
Legal Lot Number	23
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2002
Census Tract	20103

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	274 MARACA ST, PUNTA GORDA, FL 33983-5543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 29, 2019	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Apr 22, 2008 · Amount on Record
Deed Document Number	20212973435
Deed Book / Page	4806 / 2178
Prior Transfer Date	Mar 17, 2003
Prior Transfer Doc	0022320151
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 19, 2021
Property Address	274 MARACA ST, PUNTA GORDA, FL 33983-5543
Document Number	0048062178
Book / Page	4806 / 2178
Map Reference	MB 11 PG 2A-2-Z42
Instrument Date	Jul 19, 2021
Instrument	2973435
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 BELDEN HILL RD, 13, BROOKFIELD, CT 06804-2549

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	274 MARACA ST, PUNTA GORDA, FL 33983-5543

Mortgage

Document Number	0048062180
Date	Jul 19, 2021
Instrument	4806/2180

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLOTTE FL
Property Address	274 MARACA ST, PUNTA GORDA, FL 33983-5543
Document Number	0044990458
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 MARACA ST PUNTA GORDA FL 339835543, PUNTA GORDA, FL 33983-5543

Mortgage

Document Number	0044990458
Date	Oct 30, 2019
Book Page	004499/000458
Instrument	2755933

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23285-5130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 29, 2039

Interest

Rate Type	Adjustable Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,613.00 (-28.68%) Homeowner's exemption	$213,228 (-15.09%) Land $38,250 Building $174,978	$213,228 (-4.42%) Land $38,250 Building $174,978
2024	$3,664.00 (-12.89%)
2023	$4,206.00 (+2.71%) Homeowner's exemption	$251,128 (+17.9%)	$223,079 (+4.73%) Land $38,000 Building $185,079
2022	$4,095.00	$212,998 Land $27,200 Building $185,798	$212,998 Land $27,200 Building $185,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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