260 Maraca St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 260 Maraca St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,788 sqft · built 2004
Lot Size	0.25 acres (10,903 sqft)
Owner	Owner Name on Record
Last Sale	$185,000 (Jul 2004)
Tax Bill	$1,387 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-23-05-403-001`

Property Details

APN / Parcel Number

Primary APN	`40-23-05-403-001`
Alternative APNs	`0095262-115450-4` `10004608838`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
Gross Area	2,520 sqft

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,903 sqft (0.25 acres)
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004608838
Old Parcel Number	00952621154504
Street Address	260 MARACA ST
City	PUNTA GORDA
State	FL
Zip	33983-5543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0627 0025 PUNTA GORDA ISLES SEC20 BLK627 LT25 0837/1662 989-1472 2290/1295 2502/484 2504/1159
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	627
Legal Lot Number	25
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2002
Census Tract	20103

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	260 MARACA ST, PUNTA GORDA, FL 33983-5543
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage ERNEST J & CLAIRE A SCENA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2004 · Amount on Record
Deed Sale	Jul 7, 2004 · Amount on Record
Prior Sale	Jul 2, 2004 · Amount on Record
Deed Document Number	1226348
Deed Book / Page	2504 / 1159
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	260 MARACA ST, PUNTA GORDA, FL 33983-5543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046840476
Date	Dec 29, 2020
Book Page	4684/476
Instrument	2887444

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	260 MARACA ST, PUNTA GORDA, FL 33983-5543
Document Number	0042500773
Book / Page	004250 / 000773
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 MARACA ST PUNTA GORDA FL 339835543, PUNTA GORDA, FL 33983-5543

Mortgage

Document Number	0042500773
Date	Oct 31, 2017
Book Page	004250/000773
Instrument	2562008

Lender

Name	ERNEST J & CLAIRE A SCENA
Address	14 SENECA LN, SANDWICH, MA 02563-1881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,387.00 (-37.18%) Homeowner's exemption	$132,002 (+5.99%)	$289,806 (+4.28%) Land $48,000 Building $241,806
2023	$2,208.00 (+10.34%) Homeowner's exemption	$124,546 (+3%)	$277,908 (+3.68%) Land $46,000 Building $231,908
2022	$2,001.00 Homeowner's exemption	$120,918	$268,055 Land $36,550 Building $231,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Maraca St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures