275 Beach St, Aurora, IL 60505 Property Records

Kane County property record for 275 Beach St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,480 sqft · built 1900
Lot Size	0.17 acres (7,400 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Dec 1994)
Tax Bill	$5,530 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-23-326-001`

Property Details

APN / Parcel Number

Primary APN	`15-23-326-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
Gross Area	4,050 sqft
Basement Area	1,250 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	7,400 sqft (0.17 acres)
Lot Dimensions	109 ft deep x 67.6 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Location & Zoning

Street Address	275 BEACH ST
City	AURORA
State	IL
Zip	60505-2865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRIPLETTS SUB OF LOTS 1 & : 2 BL 4 BEACH & SHEDDS AD : PT LOT 1 LOT DIMENSIONS: 67.58 X 109.50 APPROX LOT SQ FT 7400 SUBDIVISION: SEC 23 & PT SEC 22 RANGE CODE: 001
Legal Subdivision	BL BEACH&SHEDDS AD
Legal Block	4
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2001
Census Tract	853401

Owner

275 Beach St is owned and occupied by an individual who acquired it in February 1998.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	275 BEACH ST, AURORA, IL 60505-2865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 1994 · Amount on File
Deed Sale	Dec 13, 1994 · Amount on File
Deed Document Number	199489555
Deed Book / Page	1023 / 105
Last Transfer Date	Feb 23, 1998
Transfer Doc	0000023645
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	275 BEACH ST, AURORA, IL 60505-2865
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOX TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035915
Date	Jul 25, 2018
Instrument	2018K035915

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	5.25%
Margin	5
Max Rate	18%

Tax Assessment & Valuation

The 2025 property tax bill for 275 Beach St was $5,530 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,530.00 Homeowner's exemption	$92,675 (+9.39%) Land $7,629 Building $85,046	$278,136 (+9.39%) Land $22,896 Building $255,240
2024		$84,720 Land $6,974 Building $77,746	$254,262 Land $20,930 Building $233,331
2022	$4,757.00 (+1.82%) Homeowner's exemption	$68,613 (+7.41%) Land $5,685 Building $62,928	$205,839 (+7.41%) Land $17,055 Building $188,784
2021	$4,672.00 Homeowner's exemption	$63,880 Land $5,293 Building $58,587	$191,640 Land $15,879 Building $175,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 275 Beach St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 275 Beach St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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