278 Beach St, Aurora, IL 60505 Property Records

Kane County property record for 278 Beach St, Aurora, IL 60505

Property Summary

Property Type	Commercial
Details	4,674 sqft · built 1904
Lot Size	0.048 acres (2,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,653 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-23-301-022`

Property Details

APN / Parcel Number

Primary APN	`15-23-301-022`

Interior

Stories	2 Stories
Building Area	4,674 sqft Gross Area
Basement Area	1,558 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Construction Type	Masonry / Concrete Block
Lot Area	2,068 sqft (0.048 acres)
Lot Dimensions	37.6 ft deep x 55 ft wide

Location & Zoning

Street Address	278 BEACH ST
City	AURORA
State	IL
Zip	60505-2866
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BEACH & SHEDDS ADDN PT LOT 1 BLK 3 LOT DIMENSIONS: 55 X 37.60 APPROX LOT SQ FT 2068 SUBDIVISION: SMALL GROCERY STORES RANGE CODE: 003
Legal Subdivision	SMALL GROCERY STORES
Legal Block	3
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2000
Census Tract	853402

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1298, AURORA, IL 60507-1298
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 25, 2022
Property Address	278 BEACH ST, AURORA, IL 60505-2866
Document Number	0000027794
Map Reference	DOC 1207181
Instrument Date	May 19, 2022
Instrument	2022K027794
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1963 ASHWOOD LN, AURORA, IL 60506-1208

Mortgage

Document Number	0000027830
Date	May 25, 2022
Instrument	2022K027830

Lender

Name	ST CHARLES BANK & TRUST CO NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,653.00 (+15.34%)	$86,563 (+9.39%) Land $1,569 Building $84,994	$259,793 (+9.39%) Land $4,709 Building $255,084
2024		$79,132 (+22.66%) Land $1,434 Building $77,698	$237,491 (+22.71%) Land $4,304 Building $233,187
2022	$4,901.00 (+1.09%)	$64,511 (+7.41%) Land $1,169 Building $63,342	$193,533 (+7.41%) Land $3,507 Building $190,026
2021	$4,848.00	$60,060 Land $1,088 Building $58,972	$180,180 Land $3,264 Building $176,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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