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2745 Sandy Loam Ct, Sebring, FL 33875 Property Records

Highlands County property record for 2745 Sandy Loam Ct, Sebring, FL 33875

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,319 sqft · built 1994
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Dec 2025)
Tax Bill$1,428 (2024)
Deeds & MortgagesDec 2025 Sale & Mortgage
May 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNC095801400000100

Property Details

APN / Parcel Number

Primary APNC095801400000100
Alternative APN
  • C-09-35-28-014-0000-0100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,319 sqft Living Area
Gross Area1,799 sqft
1st Floor Area1,319 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeAttached
Garage Area480 sqft
DrivewayConcrete Driveway
Driveway Area510 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area206 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2745 SANDY LOAM CT
CitySEBRING
StateFL
Zip33875-4771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3FUD
Legal DescriptionPRAIRIE OAKS VILLAGE PB 15 PG 88 LOT 10
Legal Range28E
Legal Township35S
Legal Section09
Legal SubdivisionPRAIRIE OAKS VILLAGE
Legal Lot Number10
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3019
Census Tract961301

Owner

2745 Sandy Loam Ct is owned by two individuals who bought it in December 2025.

Source: Highlands County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address937 HIDDEN VALLEY DR, LAKE ORION, MI 48362-1750
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Warranty Deed, Transfer · Conventional Mortgage
LEADERONE FINANCIAL CORP
May 9, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 15, 2019Warranty Deed, Transfer
HEARTLAND TITLE INS AGCY CO
May 15, 2019Grant Deed, Transfer
HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2025 · Amount on File
Deed SaleDec 29, 2025 · Amount on File
Prior SaleMay 15, 2019 · Amount on File
Deed Document Number20252293126
Deed Book / Page3164 / 1423
Prior Transfer DateApr 4, 2025
Prior Transfer Doc0002253851
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateDec 29, 2025
Property Address2745 SANDY LOAM CT, SEBRING, FL 33875-4771
Document Number0002293126
Book / Page3164 / 1423
Map ReferenceMB 15 PG 88
Instrument DateDec 19, 2025
Instrument2293126
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyWHEATLAND TITLE, HEARTLAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5033 ST ANDREWS ARC, LEESBURG, FL 34748-7577

Transferred To (Grantee/Buyer)

NameVerified Name
Address937 HIDDEN VALLEY DR, LAKE ORION, MI 48362-1750

Mortgage

Document Number0031641425
DateDec 29, 2025
Instrument3164/1425
Lender
NameLEADERONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateMay 9, 2022
Property Address2745 SANDY LOAM CT, SEBRING, FL 33875-4771
Document Number0002092783
Book / Page2903 / 1976
Map ReferenceMB 15 PG 88
Instrument DateMay 9, 2022
Instrument2092783
Transaction TypeTransfer
Record UpdatedMay 19, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2745 SANDY LOAM CT, SEBRING, FL 33875-4771

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 15, 2019
Property Address2745 SANDY LOAM CT, SEBRING, FL 33875-4771
Document Number0001940416
Book / Page2692 / 1251
Map ReferenceMB 15 PG 88
Instrument DateMay 9, 2019
Instrument1940416
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyHEARTLAND TITLE INS AGCY CO

Transaction

AmountAmount on Record
Tax$1,189.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2745 SANDY LOAM CT, 2745, SEBRING, FL 33875-4771

Transferred To (Grantee/Buyer)

NameVerified Name
Address2745 SANDY LOAM CT, SEBRING, FL 33875-4771

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHIGHLANDS FL
Recording DateMay 15, 2019
Property Address2745 SANDY LOAM CT, SEBRING, FL 33875-4771
Document Number0001940415
Book / Page002692 / 001249
Instrument DateApr 26, 2019
Instrument1940415
Transaction TypeTransfer
Record UpdatedMay 23, 2019
Title CompanyHEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2745 SANDY LOAM CT SEBRING FL 338754771, SEBRING, FL 33875-4771

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$211,347 Land $17,820 Building $193,527$211,347 Land $17,820 Building $193,527
2024$1,428.00 (+3.63%)
2023$1,378.00 (-1.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$127,280 (+3%)$188,667 (+4.96%) Land $11,880 Building $176,787
2022$1,404.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$123,573$179,758 Land $11,880 Building $167,878

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2745 Sandy Loam Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2745 Sandy Loam Ct is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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