Polk County property record for 2744 Stephen Dr, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,097 sqft · built 2024 |
| Lot Size | 0.149 acres (6,473 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (May 2024) |
| Tax Bill | $2,584 (2025) |
| Deeds & Mortgages | May 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-08-686704-001080 |
| Primary APN | 26-29-08-686704-001080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,097 sqft Living Area |
| Gross Area | 2,603 sqft |
| 1st Floor Area | 2,097 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,473 sqft (0.149 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 169 sqft |
| Street Address | 2744 STEPHEN DR |
|---|---|
| City | EAGLE LAKE |
| State | FL |
| Zip | 33839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUTTON PRESERVE PB 193 PG 30-31 LOT 108 |
| Legal Subdivision | SUTTON PRESERVE |
| Legal Block | 3 |
| Legal Lot Number | 108 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 14501 |
Source: Polk County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2744 STEPHEN DR, WINTER HAVEN, FL 33880-5124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2024 · Amount on Record |
| Deed Sale | May 10, 2024 · Amount on Record |
| Deed Document Number | 2024109441 |
| Deed Book / Page | 13112 / 895 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2744 STEPHEN DR, EAGLE LAKE, FL 33839 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12846 SW 229TH ST, GOULDS, FL 33170-2767 |
| Document Number | 0000109442 |
|---|---|
| Date | May 10, 2024 |
| Book Page | 13112/900 |
| Instrument | 2024109442 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80237 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Eagle Lake City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,584.00 (+139.93%) Homeowner's exemption | $174,622 (+223.37%) | $278,326 (+415.42%) Land $56,000 Building $222,326 |
| 2023 | $1,077.00 (+548.8%) | $54,000 (+552.88%) Land $54,000 | $54,000 (+552.88%) Land $54,000 |
| 2022 | $166.00 | $8,271 Land $8,271 | $8,271 Land $8,271 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Summit Broadband.
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