2736 Stephen Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 2736 Stephen Dr, Winter Haven, FL 33880 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,950 sqft · built 2024
Lot Size	0.152 acres (6,608 sqft)
Owner	2 Individual Names on File
Last Sale	$384,000 (Apr 2024)
Tax Bill	$6,122 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-08-686704-001100`

Property Details

APN / Parcel Number

Primary APN	`26-29-08-686704-001100`
Alternative APN	`082926686704001100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,950 sqft Living Area
Gross Area	2,995 sqft
1st Floor Area	1,950 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,608 sqft (0.152 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	1,045 sqft
Porch	Unfinished Open Porch
Porch Area	198 sqft

Location & Zoning

Street Address	2736 STEPHEN DR
City	EAGLE LAKE
State	FL
Zip	33839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUTTON PRESERVE PB 193 PG 30-31 LOT 110
Legal Subdivision	SUTTON PRESERVE
Legal Block	3
Legal Lot Number	110
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3000
Census Tract	14501

Owner

Source: Polk County records · APN 26-29-08-686704-001100

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2736 STEPHEN DR, WINTER HAVEN, FL 33880-5124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 10, 2024 · Amount on Record
Deed Sale	Apr 10, 2024 · Amount on Record
Deed Document Number	202481192
Deed Book / Page	13071 / 333
Record Updated	Sep 20, 2026

April 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 10, 2024
Property Address	2736 STEPHEN DR, EAGLE LAKE, FL 33839
Document Number	0000081192
Book / Page	13071 / 333
Map Reference	MB 193 PG 30
Instrument Date	Apr 03, 2024
Instrument	2024081192
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,688.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2736 STEPHEN DR, WINTER HAVEN, FL 33880-5124

Mortgage

Document Number	0013071338
Date	Apr 10, 2024
Instrument	13071/338

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,122.00 (+468.43%)	$309,837 (+473.77%) Land $56,000 Building $253,837	$309,837 (+473.77%) Land $56,000 Building $253,837
2023	$1,077.00 (+548.8%)	$54,000 (+552.88%) Land $54,000	$54,000 (+552.88%) Land $54,000
2022	$166.00	$8,271 Land $8,271	$8,271 Land $8,271

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 578 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Orlando Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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