2737 Stephen Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 2737 Stephen Dr, Winter Haven, FL 33880 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,969 sqft Living Area
Lot Size	6,612 sqft (0.152 acres)
Occupancy	Owner Occupied
Last Sale	$431,200 (2024)
Tax Bill	$5,346.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-08-686704-000670`
Alternative APN	`082926686704000670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,969 sqft Living Area
Gross Area	3,032 sqft Gross Area
1st Floor	1,969 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	6,612 sqft (0.152 acres)
Garage Type	Attached Garage
Garage Area	1,063 sqft Garage
Porch Area	188 sqft Porch

Location & Zoning

Street Address	2737 STEPHEN DR
City	EAGLE LAKE
State	FL
Zip	33839
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUTTON PRESERVE PB 193 PG 30-31 LOT 67
Legal Subdivision	SUTTON PRESERVE
Legal Block	3
Legal Lot Number	67
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	3
Census Block	3000
Census Tract	14501

Owner

Source: Polk County records · APN 26-29-08-686704-000670

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2737 STEPHEN DR, WINTER HAVEN, FL 33880-5124
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2024 · Amount on Record
Deed Sale	Jan 04, 2024 · Amount on Record
Deed Doc Number	20242444
Deed Book / Page	12962 / 1448
Record Refreshed	Sep 20, 2026

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 04, 2024
Property Address	2737 STEPHEN DR, EAGLE LAKE, FL 33839
Document Number	0000002444
Book / Page	12962 / 1448
Map Reference	MB 193 PG 30
Instrument Date	Dec 29, 2023
Instrument	2024002444
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 05, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,018.40
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2737 STEPHEN DR, WINTER HAVEN, FL 33880-5124

Mortgage

Document Number	0129621453
Date	Jan 04, 2024
Instrument	12962/1453

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,346.00 (+396.38%) Homeowner's exemption	$106,902 (+97.97%)	$314,418 (+482.26%) Land $56,000 Building $258,418
2023	$1,077.00 (+548.8%)	$54,000 (+552.88%) Land $54,000	$54,000 (+552.88%) Land $54,000
2022	$166.00	$8,271 Land $8,271	$8,271 Land $8,271

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 578 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.