Erie County and Collins Town property record for 2742 Vail Rd, Gowanda, NY 14070
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,836 sqft · built 1978 |
| Lot Size | 15.1 acres (660,370 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,989 (2026) |
| Deeds & Mortgages | Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 143689 357.00-1-3.21 |
| Primary APN | 143689 357.00-1-3.21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Basement Area | 884 sqft |
| Finished Basement | 884 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 660,370 sqft (15.1 acres) |
| Lot Width | 300 ft Width |
| Garage Type | Mixed |
| Garage Area | 600 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 176 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 020 0015020 |
|---|---|
| Street Address | 2742 VAIL RD |
| City | GOWANDA |
| State | NY |
| Zip | 14070-9724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REID REID HGWY CAPPELLA 15.16 AC |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 3.210 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | COLLINS |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 17502 |
2742 Vail Rd is owned and occupied by two individuals who acquired it in May 2024.
Source: Erie County and Collins Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2742 VAIL RD, GOWANDA, NY 14070-9724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 13, 2024 |
| Transfer Doc | 0114312815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 2742 VAIL RD, GOWANDA, NY 14070-9724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138449886 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 13844/9886 |
| Instrument | 2018024355 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2742 Vail Rd was $2,989 with a homeowner's exemption, up 4.1% from the year before.
Source: Erie County and Collins Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Collins Town |
| Unified School District | Gowanda Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,989.00 (+4.07%) Homeowner's exemption | ||
| 2025 | $2,872.00 (+147.37%) | $66,300 (-) Land $7,600 Building $58,700 | $236,800 (+21.44%) Land $27,144 Building $209,656 |
| 2024 | $1,161.00 Homeowner's exemption | $66,300 (-) Land $7,600 Building $58,700 | $195,000 (+5.86%) Land $22,353 Building $172,647 |
| 2023 | Homeowner's exemption | $66,300 (-) Land $7,600 Building $58,700 | $184,200 (+16.66%) Land $21,115 Building $163,085 |
| 2022 | $66,300 Land $7,600 Building $58,700 | $157,900 Land $18,100 Building $139,800 | |
| 2021 | $1,094.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2742 Vail Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2009) |
| Most Recent Claim | Aug 2009 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2742 Vail Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Fiber | 1,000 / 1,000 |
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