2740 E Lapan Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2740 E Lapan Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,244 sqft
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$102,000 (Feb 2017)
Tax Bill	$1,232 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-012-300-200-00`

Property Details

APN / Parcel Number

Primary APN	`120-012-300-200-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,244 sqft Living Area
1st Floor Area	1,244 sqft
Basement Area	1,244 sqft

Exterior

Architectural Style	Ranch
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	167 ft deep x 150 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2740 E LAPAN RD
City	PINCONNING
State	MI
Zip	48650-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR OF NE 1/4 OF SW 1/4 TH W 150 FT TH S 200 FT TH E 150 FT TH N 200 FT TO BEG. SEC 12 T17N R4E
Legal Range	04E
Legal Township	17N
Legal Section	12
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	3
Census Block	3033
Census Tract	286300

Owner

2740 E Lapan Rd is owned and occupied by an individual who bought it in February 2017.

Source: Bay County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2740 E LAPAN RD, PINCONNING, MI 48650-9719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on File
Deed Sale	Feb 28, 2017 · Amount on File
Deed Book / Page	3201 / 622
Prior Transfer Date	Apr 21, 2006
Prior Transfer Doc	0030990926
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2740 E LAPAN RD, PINCONNING, MI 48650-9719
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2740E E LAPAN RD, PINCONNING, MI 48650-9719

Mortgage

Document Number	0000011330
Date	Aug 5, 2022
Instrument	202211330

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2037

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Feb 28, 2017
Property Address	2740 E LAPAN RD, PINCONNING, MI 48650-9719
Document Number	0032010622
Book / Page	3201 / 622
Instrument Date	Jan 31, 2017
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$877.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5886 N FRASER RD, 5886, PINCONNING, MI 48650-8422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 MAPLE ST, ESSEXVILLE, MI 48732-1481

Mortgage

Document Number	3201624
Date	Feb 28, 2017
Instrument	3201/624

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2740 E Lapan Rd was $1,232 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,232.00 Homeowner's exemption	$52,500 (-1.5%)	$105,000 (-1.5%)
2025		$53,300	$106,600
2024	$1,190.00
2023		$41,000	$82,000
2022	$1,030.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2740 E Lapan Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (1983–2020)
Claims Outside the SFHA	3 of 17
Most Recent Claim	May 2020 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims Severe Storms & Flooding, Oct 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2740 E Lapan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fixed Wireless	1,000 / 500
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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