274 Saint Cloud Ave, West Orange, NJ 07052 Property Records

Essex County and West Orange Township property record for 274 Saint Cloud Ave, West Orange, NJ 07052

Property Summary

Property TypeSingle Family Home
Details1,152 sqft · built 1950
Lot Size0.129 acres (5,602 sqft)
OwnerIndividual Name on Record
Last Sale$444,000 (Dec 2024)
Tax Bill$13,232 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN22-00158-15-00291

Property Details

APN / Parcel Number

Primary APN22-00158-15-00291
Alternative APNs
  • 2200158001500291
  • 2200158O00291

Interior

Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area5,602 sqft (0.129 acres)
Lot Dimensions112 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number2200158O00291
Street Address274 SAINT CLOUD AVE
CityWEST ORANGE
StateNJ
Zip07052-2521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal Description50X112
Legal Block158
Legal Lot Number291
JurisdictionESSEX NJ
Township / Civil DivisionWEST ORANGE
Census Block Group6
Census Block6013
Census Tract18000

Owner

Source: Essex County and West Orange Township records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address274 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Deed of Trust, Mortgage · Line of Credit
VAST BANK NA
Jan 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FEDERAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2024 · Amount on Record
Deed SaleDec 31, 2024 · Amount on Record
Prior SaleOct 18, 2013
Deed Document Number202477344
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address274 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2521
Transaction TypeMortgage
Record UpdatedOct 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2521

Mortgage

Document Number0000077825
DateAug 22, 2022
Instrument2022077825
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address274 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2521
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006105
DateJan 24, 2022
Instrument2022006105
Lender
NameAMERICAN FEDERAL MORTGAGE CORP
TypeMortgage Company
AddressCHESTER, NJ 07930
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Essex County and West Orange Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionWest Orange Township
Unified School DistrictWest Orange Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$503,700 (-) Land $275,200 Building $228,500$503,700 (-) Land $275,200 Building $228,500
2025$13,232.00 (+39.17%)$503,700 (+148.13%) Land $275,200 Building $228,500$503,700 (+148.13%) Land $275,200 Building $228,500
2024$9,508.00 (+5.56%)
2023$203,000 Land $126,000 Building $77,000$203,000 Land $126,000 Building $77,000
2022$9,007.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims27 (1978–2021)
Claims Outside the SFHA15 of 27
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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