278 Saint Cloud Ave, West Orange, NJ 07052 Property Records

Essex County and West Orange Township property record for 278 Saint Cloud Ave, West Orange, NJ 07052

Property Summary

Property Type	Single Family Home
Details	1,584 sqft · built 1950
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Mar 2013)
Tax Bill	$16,185 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-00158-15-00289`

Property Details

APN / Parcel Number

Primary APN	`22-00158-15-00289`
Alternative APNs	`2200158001500289` `2200158O00289`

Interior

Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	7,840 sqft (0.18 acres)
Lot Dimensions	98 ft deep x 80 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2200158O00289
Street Address	278 SAINT CLOUD AVE
City	WEST ORANGE
State	NJ
Zip	07052-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	80X98 IRR
Legal Block	158
Legal Lot Number	289
Jurisdiction	ESSEX NJ
Township / Civil Division	WEST ORANGE
Census Block Group	6
Census Block	6013
Census Tract	18000

Owner

278 Saint Cloud Ave is owned and occupied by two individuals who bought it in March 2013.

Source: Essex County and West Orange Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	278 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2013 · Amount on File
Deed Sale	Mar 1, 2013 · Amount on File
Prior Sale	Jan 3, 2013 · Amount on File
Deed Document Number	2013590
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 17, 2019
Property Address	278 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2521
Document Number	0000098991
Instrument Date	Sep 27, 2019
Instrument	98991
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	COMMONWEALTH TITLE MONMOUTH AGENCY, COMMONWEALTH TITLE MONMOUTH AG

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	278 SAINT CLOUD AVE WEST ORANGE NJ 070522521, WEST ORANGE, NJ 07052-2521

Mortgage

Document Number	98995
Date	Oct 17, 2019
Instrument	98995

Lender

Name	INVESTORS BK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 16, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 278 Saint Cloud Ave was $16,185, up 68.6% from the year before.

Source: Essex County and West Orange Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	West Orange Township
Unified School District	West Orange Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$616,100 (-) Land $270,100 Building $346,000	$616,100 (-) Land $270,100 Building $346,000
2025	$16,185.00 (+68.56%)	$616,100 Land $270,100 Building $346,000	$616,100 Land $270,100 Building $346,000
2024	$9,602.00
2023		$205,000 Land $120,200 Building $84,800	$205,000 Land $120,200 Building $84,800
2022	$9,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 278 Saint Cloud Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	27 (1978–2021)
Claims Outside the SFHA	15 of 27
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 Saint Cloud Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20