Essex County and West Orange Township property record for 264 Saint Cloud Ave, West Orange, NJ 07052
| Property Type | Single Family Home |
|---|---|
| Details | 2,796 sqft · built 1962 |
| Lot Size | 0.285 acres (12,402 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $536,000 (Sep 2007) |
| Tax Bill | $19,747 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Feb 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-00158-15-00008 |
| Primary APN | 22-00158-15-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,796 sqft Living Area |
| 1st Floor Area | 2,796 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 12,402 sqft (0.285 acres) |
| Lot Dimensions | 157 ft deep x 79 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 2200158O00008 |
|---|---|
| Street Address | 264 SAINT CLOUD AVE |
| City | WEST ORANGE |
| State | NJ |
| Zip | 07052-2521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | 79X157-40X157TR |
| Legal Subdivision | WINCHESTER HEIGHTS SEC 04 |
| Legal Block | 158 |
| Legal Lot Number | 8 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | WEST ORANGE |
| Census Block Group | 6 |
| Census Block | 6013 |
| Census Tract | 18000 |
Source: Essex County and West Orange Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 264 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 11, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAP MTG |
| Feb 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAP MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2007 · Amount on Record |
| Deed Sale | Sep 5, 2007 · Amount on Record |
| Prior Sale | Sep 22, 1992 |
| Deed Document Number | 20077111815 |
| Deed Book / Page | 12085 / 840 |
| Prior Transfer Date | Apr 28, 1992 |
| Prior Transfer Doc | 5229000071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 264 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2521 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 264 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2521 |
| Document Number | 0000009686 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024009686 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 9, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 264 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2521 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 264 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2521 |
| Document Number | 2021016886 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021016886 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 10, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 264 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2521 |
| Document Number | 0000065964 |
| Instrument Date | Jul 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 264 SAINT CLOUD AVE WEST ORANGE NJ 070522521, WEST ORANGE, NJ 07052-2521 |
| Document Number | 0000065964 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 65964 |
| Name | WYNDHAM CAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 16, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 264 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2521 |
| Document Number | 0000015753 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 264 SAINT CLOUD AVE WEST ORANGE NJ 070522521, WEST ORANGE, NJ 07052-2521 |
| Document Number | 0000015753 |
|---|---|
| Date | Feb 22, 2018 |
| Instrument | 15753 |
| Name | WYNDHAM CAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 21, 2028 |
Source: Essex County and West Orange Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | West Orange Township |
| Unified School District | West Orange Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $751,700 (-) Land $327,900 Building $423,800 | $751,700 (-) Land $327,900 Building $423,800 | |
| 2025 | $19,747.00 (+14.94%) | $751,700 (+104.93%) Land $327,900 Building $423,800 | $751,700 (+104.93%) Land $327,900 Building $423,800 |
| 2024 | $17,180.00 (+5.57%) | ||
| 2023 | $366,800 Land $151,700 Building $215,100 | $366,800 Land $151,700 Building $215,100 | |
| 2022 | $16,274.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 27 (1978–2021) |
| Claims Outside the SFHA | 15 of 27 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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