Oconee County property record for 274 Ramey Rd, Westminster, SC 29693
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,157 sqft · built 2016 |
| Lot Size | 0.969 acres (42,253 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,212,500 (Aug 2025) |
| Tax Bill | $2,110 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 305-03-01-020 |
| Primary APN | 305-03-01-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,157 sqft Living Area |
| Basement Area | 1,618 sqft |
| Finished Basement | 1 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Shingle |
| Lot Area | 42,253 sqft (0.969 acres) |
| Lot Dimensions | 422 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 743 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 41301 |
|---|---|
| Old Parcel Number | 305 03 01 020 |
| Street Address | 274 RAMEY RD |
| City | WESTMINSTER |
| State | SC |
| Zip | 29693-5118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 RAMEY FARMS (0.973 AC) |
| Legal Subdivision | RAMEY FARMS SUB |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31000 |
Source: Oconee County assessment roll, as of September 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 274 RAMEY RD, WESTMINSTER, SC 29693-5118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on Record |
| Deed Sale | Aug 15, 2025 · Amount on Record |
| Deed Document Number | 0000002312 |
| Deed Book / Page | 3263 / 47 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 274 RAMEY RD, WESTMINSTER, SC 29693-5118 |
| Document Number | 0040400026 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 274 RAMEY RD WESTMINSTER SC 296935118, WESTMINSTER, SC 29693-5118 |
| Document Number | 0040400026 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 004040/000026 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 19, 2035 |
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,110.00 | $22,123 (-) Land $6,000 Building $16,123 | $553,087 (-) Land $150,000 Building $403,087 |
| 2023 | $22,123 Land $6,000 Building $16,123 | $553,087 Land $150,000 Building $403,087 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
May also be available: Spectrum.
4G LTE (outdoors only), no 5G reported
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