268 Ramey Rd, Westminster, SC 29693 Property Records

Oconee County property record for 268 Ramey Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,386 sqft · built 2022
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2020)
Tax Bill	$2,549 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`305-03-01-017`

Property Details

APN / Parcel Number

Primary APN	`305-03-01-017`
Alternative APN	`41298`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,386 sqft Living Area
Basement Area	568 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Brick/Stone
Roof Material	Metal
Lot Area	53,143 sqft (1.22 acres)
Lot Dimensions	531 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41298
Old Parcel Number	305 03 01 017
Street Address	268 RAMEY RD
City	WESTMINSTER
State	SC
Zip	29693-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 RAMEY FARMS (1.22 AC)
Legal Subdivision	RAMEY FARMS
Legal Block	1
Legal Lot Number	17
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1015
Census Tract	31000

Owner

Source: Oconee County records · APN 305-03-01-017

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	268 RAMEY RD, WESTMINSTER, SC 29693-5118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Oct 28, 2020	Grant Deed, Transfer · Conventional Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Deed Document Number	7038
Deed Book / Page	2621 / 119
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	268 RAMEY RD, WESTMINSTER, SC 29693-5118
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 FERN ST SE, MARIETTA, GA 30067-6732

Mortgage

Document Number	0000013025
Date	Apr 11, 2023
Book Page	4436/330
Instrument	13025

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 28, 2020
Property Address	268 RAMEY RD, WESTMINSTER, SC 29693-5118
Document Number	0026210119
Book / Page	002621 / 000119
Instrument Date	Oct 26, 2020
Transaction Type	Transfer
Record Updated	Dec 03, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3761 OAK LN MARIETTA GA 300625860, MARIETTA, GA 30062-5860

Mortgage

Document Number	40450198
Date	Oct 28, 2020
Book Page	004045/000198

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 27, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,549.00	$24,304 (-) Land $6,000 Building $18,304	$607,600 (-) Land $150,000 Building $457,600
2023		$24,304 Land $6,000 Building $18,304	$607,600 Land $150,000 Building $457,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Spectrum.

Based on FCC filings for 31 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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