270 Ramey Rd, Westminster, SC 29693 Property Records

Oconee County property record for 270 Ramey Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,717 sqft
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Feb 2021)
Tax Bill	$1,953 (2025)
Deeds & Mortgages	Jul 2024 Construction Loan Mar 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`305-03-01-018`

Property Details

APN / Parcel Number

Primary APN	`305-03-01-018`
Alternative APN	`41299`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,717 sqft Living Area
Fireplace	Fireplace

Exterior

Exterior Material	Fiber Cement Siding
Lot Area	50,094 sqft (1.15 acres)
Lot Dimensions	495 ft deep x 101 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41299
Old Parcel Number	305 03 01 018
Street Address	270 RAMEY RD
City	WESTMINSTER
State	SC
Zip	29693-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 RAMEY FARMS (1.153 AC)
Legal Subdivision	RAMEY FARMS
Legal Block	1
Legal Lot Number	18
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1015
Census Tract	31000

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	617 COOPERS POND DR, LAWRENCEVILLE, GA 30044-5235
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2024	Deed of Trust, Mortgage · Construction Mortgage PINNACLE BANK
Mar 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Feb 24, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Deed Document Number	0000013539
Deed Book / Page	2658 / 39
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	270 RAMEY RD, WESTMINSTER, SC 29693-5118
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001072
Date	Jul 22, 2024
Book Page	4581/180
Instrument	1072

Lender

Name	PINNACLE BANK
Type	Bank
Address	ELBERTON, GA 30635

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 18, 2025

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	270 RAMEY RD, WESTMINSTER, SC 29693-5118
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 COOPERS POND DR, LAWRENCEVILLE, GA 30044-5235

Mortgage

Document Number	0000010516
Date	Mar 7, 2025
Book Page	4655/157
Instrument	10516

Lender

Name	PINNACLE BANK
Type	Bank
Address	ELBERTON, GA 30635

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 24, 2021
Property Address	270 RAMEY RD, WESTMINSTER, SC 29693-5118
Document Number	0000013539
Book / Page	2658 / 39
Map Reference	MB A941 PG 8
Instrument Date	Jan 20, 2021
Instrument	13539
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	617 COOPERS POND DR, LAWRENCEVILLE, GA 30044-5235
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,953.00	$6,060 (-) Land $6,060	$151,500 (-) Land $151,500
2023		$6,060 Land $6,060	$151,500 Land $151,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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