274 Oxford Rd, Moyock, NC 27958 Property Records

Currituck County property record for 274 Oxford Rd, Moyock, NC 27958

Property Summary

Property Type	Other Improved
Details	5 bd · 6 ba · 3,229 sqft · built 2006
Lot Size	5.44 acres (236,966 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,215 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8020-96-3770`

Property Details

APN / Parcel Number

Primary APN	`8020-96-3770`
Alternative APNs	`011C00000180000` `011C000018C0000` `000205593` `8020-96` `8020-97`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	3,229 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	236,966 sqft (5.44 acres)
Garage Type	Detached
Garage Area	1,536 sqft
Pool Area	490 sqft
Patio Area	878 sqft
Utility Building	1,440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000205593
Street Address	274 OXFORD RD
City	MOYOCK
State	NC
Zip	27958-8763
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 18C FAMILY SUBD FOR MILLER/LEE/MILLER CAHOON FARMS PH 2
Legal Subdivision	CAHOON FARMS
Legal Phase	2
Legal Lot Number	18C
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	1
Census Block	1015
Census Tract	110201

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	274 OXFORD RD, MOYOCK, NC 27958-8763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BK
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage C&F MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2007
Deed Sale	Aug 1, 2007
Prior Sale	Feb 23, 2006 · Amount on Record
Deed Document Number	0001014469
Deed Book / Page	929 / 027
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	274 OXFORD RD, MOYOCK, NC 27958-8763
Document Number	0015650738
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 OXFORD RD MOYOCK NC 279588763, MOYOCK, NC 27958-8763

Mortgage

Document Number	0015650738
Date	Oct 5, 2020
Book Page	001565/000738
Instrument	355789

Lender

Name	CITIZENS & FARMERS BK
Type	Bank
Address	NEWPORT NEWS, VA 23606

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	274 OXFORD RD, MOYOCK, NC 27958-8763
Document Number	0015510070
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 OXFORD RD MOYOCK NC 279588763, MOYOCK, NC 27958-8763

Mortgage

Document Number	0015510070
Date	Aug 5, 2020
Book Page	001551/000070
Instrument	353625

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,215.00 (-0.67%)	$771,100 (-) Land $124,600 Building $646,500
2024	$5,250.00 (+1.04%)	$771,100 (-3.89%) Land $124,600 Building $646,500
2023	$5,196.00 (+21.03%)	$802,300 (-) Land $160,200 Building $642,100	$802,300 (-) Land $160,200 Building $642,100
2022	$4,293.00	$802,300 Land $160,200 Building $642,100	$802,300 (+4.05%) Land $160,200 Building $642,100
2021			$771,100 Land $124,600 Building $646,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, T-Mobile, Verizon.

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