287 Oxford Rd, Moyock, NC 27958 Property Records

Currituck County property record for 287 Oxford Rd, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,873 sqft · built 2013
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,500 (Sep 2017)
Tax Bill	$5,582 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8030-07-0942`

Property Details

APN / Parcel Number

Primary APN	`8030-07-0942`
Alternative APNs	`011C00000190000` `000145385` `8030-07`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,873 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	436,036 sqft (10 acres)
Garage Type	Detached
Garage Area	2,400 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Patio Area	2,000 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000145385
Street Address	287 OXFORD RD
City	MOYOCK
State	NC
Zip	27958-8764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 19 CAHOON FARMS PHASE 2
Legal Subdivision	CAHOON FARMS
Legal Phase	2
Legal Lot Number	19
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	1
Census Block	1015
Census Tract	110201

Owner

Source: Currituck County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	287 OXFORD RD, MOYOCK, NC 27958-8764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Dec 29, 2020	Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC
Oct 18, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST CITIZENS BK
Sep 5, 2017	Warranty Deed, Transfer · VA Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Prior Sale	Jun 26, 2013 · Amount on Record
Deed Book / Page	1418 / 246
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	287 OXFORD RD, MOYOCK, NC 27958-8764
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 OXFORD RD, MOYOCK, NC 27958-8764

Mortgage

Document Number	0017750853
Date	Jun 26, 2024
Book Page	1775/853
Instrument	389898

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2044

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	287 OXFORD RD, MOYOCK, NC 27958-8764
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015880059
Date	Dec 29, 2020
Book Page	1588/59
Instrument	359038

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2046

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CURRITUCK NC
Recording Date	Oct 18, 2019
Property Address	287 OXFORD RD, MOYOCK, NC 27958-8764
Document Number	0015030502
Book / Page	001503 / 000502
Instrument Date	Oct 18, 2019
Instrument	346406
Transaction Type	Construction Loan
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	287 OXFORD RD MOYOCK NC 279588764, MOYOCK, NC 27958-8764

Mortgage

Document Number	15030502
Date	Oct 18, 2019
Book Page	001503/000502
Instrument	346406

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 5, 2017
Property Address	287 OXFORD RD, MOYOCK, NC 27958-8764
Document Number	0014180246
Book / Page	1418 / 246
Map Reference	CAB I SL316&317
Instrument Date	Sep 5, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 SANDERSON CT, 147, MOYOCK, NC 27958-9031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 OXFORD RD, MOYOCK, NC 27958-8764

Mortgage

Document Number	0001418248
Date	Sep 5, 2017
Instrument	1418/248

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,582.00 (-0.59%)	$844,000 (-) Land $160,100 Building $683,900
2024	$5,615.00 (+10.1%)	$844,000 (-) Land $160,100 Building $683,900
2023	$5,100.00 (+20.06%)	$844,000 (-) Land $160,100 Building $683,900	$844,000 (-) Land $160,100 Building $683,900
2022	$4,248.00	$844,000 Land $160,100 Building $683,900	$844,000 (-) Land $160,100 Building $683,900
2021			$844,000 Land $160,100 Building $683,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Cox Communications Fiber	1,000 / 35

May also be available: Brightspeed, Verizon.

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