245 Oxford Rd, Moyock, NC 27958 Property Records

Currituck County property record for 245 Oxford Rd, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,400 sqft · built 2020
Lot Size	10 acres (436,036 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Jun 2006)
Tax Bill	$4,547 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8020-98-0178`

Property Details

APN / Parcel Number

Primary APN	`8020-98-0178`
Alternative APNs	`011C00000130000` `000149413` `000168549` `8020-98`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	4,400 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	436,036 sqft (10 acres)

Exterior Amenities

Pool Area	880 sqft
Patio Area	1,672 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000168549
Street Address	245 OXFORD RD
City	MOYOCK
State	NC
Zip	27958-8764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 13 CAHOON FARMS PHASE 2
Legal Subdivision	CAHOON FARMS
Legal Phase	2
Legal Lot Number	13
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	1
Census Block	1015
Census Tract	110201

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	245 OXFORD RD, MOYOCK, NC 27958-8764
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · ARM TOWNEBANK MORTGAGE
Jul 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage DOLLAR BANK FSB
Aug 23, 2023	Gift Deed, Transfer
Jan 28, 2020	Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK MORTGAGE
Nov 16, 2018	Warranty Deed, Transfer · Commercial Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2006 · Amount on Record
Deed Sale	Jun 2, 2006 · Amount on Record
Deed Book / Page	947 / 764
Last Transfer Date	Aug 14, 2023
Transfer Doc	0017440405
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	245 OXFORD RD, MOYOCK, NC 27958-8764
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	DBA TRUE NORTH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016160365
Date	Apr 19, 2021
Book Page	1616/365
Instrument	363376

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	245 OXFORD RD, MOYOCK, NC 27958-8764
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 OXFORD RD, MOYOCK, NC 27958-8764

Mortgage

Document Number	0017390811
Date	Jul 5, 2023
Book Page	1739/811
Instrument	383841

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	56 Months
Due	Mar 30, 2028

August 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CURRITUCK NC
Recording Date	Aug 23, 2023
Property Address	245 OXFORD RD, MOYOCK, NC 27958-8764
Document Number	0017440405
Book / Page	1744 / 405
Map Reference	CAB I SL 316-317
Instrument Date	Aug 10, 2023
Instrument	384678
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	245 OXFORD RD, MOYOCK, NC 27958-8764

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	245 OXFORD RD, MOYOCK, NC 27958-8764
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	DBA TRUE NORTH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015180675
Date	Jan 28, 2020
Book Page	1518/675
Instrument	348789

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2021

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Nov 16, 2018
Property Address	245 OXFORD RD, MOYOCK, NC 27958-8764
Document Number	0014630723
Book / Page	1463 / 723
Map Reference	CAB I SL316-317
Instrument Date	Aug 24, 2018
Instrument	339525
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 SLEP WAY, 135, SUFFOLK, VA 23435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 OXFORD RD, MOYOCK, NC 27958-8764

Mortgage

Document Number	0000339526
Date	Nov 16, 2018
Instrument	339526

Lender

Name	TOWNEBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 16, 2023

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,547.00 (+0.26%)	$679,700 (+0.85%) Land $160,100 Building $519,600
2024	$4,535.00 (+19.12%)	$674,000 (+8.85%) Land $160,100 Building $513,900
2023	$3,807.00 (+20.7%)	$619,200 (-) Land $160,100 Building $459,100	$619,200 (-) Land $160,100 Building $459,100
2022	$3,154.00	$619,200 Land $160,100 Building $459,100	$619,200 (-8.9%) Land $160,100 Building $459,100
2021			$679,700 Land $160,100 Building $519,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Cox Communications Fiber	1,000 / 35

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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