Bergen County and Ramsey Borough property record for 255 Norman Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,776 sqft · built 1955 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | Company Name on File |
| Last Sale | $550,000 (Oct 2021) |
| Tax Bill | $14,489 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05405-0000-00003 |
| Primary APN | 48-05405-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,776 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 12,110 sqft (0.278 acres) |
| Lot Dimensions | 110 ft deep x 110 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 255 NORMAN DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.278AC |
| Legal Subdivision | RAMSEY COUNTRY CLUB ESTATES SE |
| Legal Block | 5405 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 44201 |
255 Norman Dr is owned by a company that bought it in October 2021.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 255 NORMAN DR, RAMSEY, NJ 07446-2670 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST |
| Oct 1, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage JFQ LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on File |
| Deed Sale | Oct 1, 2021 · Amount on File |
| Prior Sale | Dec 5, 2012 · Amount on File |
| Deed Document Number | 2021152252 |
| Deed Book / Page | 4399 / 1426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 255 NORMAN DR, RAMSEY, NJ 07446-2670 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0047910899 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 4791/899 |
| Instrument | 2022086103 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | GREAT BEND, KS 67530 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 1, 2021 |
| Property Address | 255 NORMAN DR, RAMSEY, NJ 07446-2670 |
| Document Number | 0043991426 |
| Book / Page | 4399 / 1426 |
| Instrument Date | Aug 29, 2021 |
| Instrument | 2021152252 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Title Company | MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 972 BEVERLY PL, 972, LAKE FOREST, IL 60045-3907 |
| Name | Verified Name |
|---|---|
| Address | 255 NORMAN DR, RAMSEY, NJ 07446-2670 |
| Document Number | 2021152253 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021152253 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 255 Norman Dr was $14,489, down 4.1% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $731,800 (+3.99%) Land $391,700 Building $340,100 | $731,800 (+3.99%) Land $391,700 Building $340,100 | |
| 2025 | $14,489.00 (-4.1%) | $703,700 Land $366,700 Building $337,000 | $703,700 Land $366,700 Building $337,000 |
| 2024 | $15,108.00 | ||
| 2023 | $535,400 Land $304,800 Building $230,600 | $535,400 Land $304,800 Building $230,600 | |
| 2022 | $14,043.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 255 Norman Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 255 Norman Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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