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274 Cornwall Ave, South Elgin, IL 60177 Property Records

Kane County property record for 274 Cornwall Ave, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,812 sqft · built 1996
Lot Size0.23 acres (10,019 sqft)
Owner2 Trust Names on Record
Last Sale$251,000 (Sep 2004)
Tax Bill$9,582 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-34-482-009

Property Details

APN / Parcel Number

Primary APN06-34-482-009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,812 sqft Living Area
Gross Area2,878 sqft
Basement Area1,066 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address274 CORNWALL AVE
CitySOUTH ELGIN
StateIL
Zip60177-2555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCONCORD ON THE FOX UNIT 7 (WILDMEADOW) LOT 326
Legal SubdivisionTHE FOX
Legal Block4
Legal Lot Number326
Legal Unit7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4036
Census Tract851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address274 CORNWALL AVE, SOUTH ELGIN, IL 60177-2555
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2023Deed of Trust, Mortgage · Line of Credit
OLD SECOND NATIONAL BANK
Mar 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2004 · Amount on Record
Deed SaleSep 27, 2004 · Amount on Record
Prior SaleJan 24, 1997 · Amount on Record
Deed Document Number2004126945
Last Transfer DateOct 10, 2016
Transfer Doc0000072319
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address274 CORNWALL AVE, SOUTH ELGIN, IL 60177-2555
Transaction TypeMortgage
Record UpdatedMar 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008449
DateMar 20, 2023
Instrument2023K008449
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address274 CORNWALL AVE, SOUTH ELGIN, IL 60177-2555
Transaction TypeMortgage
Record UpdatedMar 30, 2022
Title CompanyHEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016580
DateMar 24, 2022
Instrument2022K016580
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,582.00 (+13.21%)$137,546 (+8.57%) Land $30,744 Building $106,802$412,803 (+8.57%) Land $92,269 Building $320,534
2024$126,689 (+21.39%) Land $28,317 Building $98,372$380,219 (+21.44%) Land $84,985 Building $295,234
2022$8,464.00 (+6.14%) Homeowner's exemption$104,362 (+6.96%) Land $23,326 Building $81,036$313,086 (+6.96%) Land $69,978 Building $243,108
2021$7,974.00 Homeowner's exemption$97,571 Land $21,808 Building $75,763$292,713 Land $65,424 Building $227,289

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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