274 Circle R Dr, Benton, TN 37307 Property Records

Polk County property record for 274 Circle R Dr, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,000 sqft · built 2014
Lot Size	0.637 acres (27,784 sqft)
Owner	Individual Name on File
Last Sale	$319,500 (Apr 2022)
Tax Bill	$1,174 (2025)
Deeds & Mortgages	Apr 2022 Sale Dec 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`070035B A 00800`

Property Details

APN / Parcel Number

Primary APN	`070035B A 00800`
Alternative APN	`035B A 00800`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,000 sqft Living Area
1st Floor Area	625 sqft
Upper Floors Area	625 sqft
Flooring	Concrete/Cement
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,784 sqft
Lot Dimensions	347 ft deep x 80 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	320 sqft
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	274 CIRCLE R DR
City	BENTON
State	TN
Zip	37307-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: D01
Legal Subdivision	CIRCLE R ESTATES
Legal Lot Number	8 80
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2008
Census Tract	950203

Owner

274 Circle R Dr is owned by an individual who bought it in April 2022.

Source: Polk County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1409 W 43RD ST, CHATTANOOGA, TN 37409-1360
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer FIRST TITLE
Dec 18, 2018	Warranty Deed, Transfer · Conventional Mortgage CAPSTAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Dec 18, 2018 · Amount on File
Deed Document Number	22001208
Deed Book / Page	WD339 / 189
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Apr 14, 2022
Property Address	274 CIRCLE R DR, BENTON, TN 37307-5002
Document Number	0WD339/189
Book / Page	WD339 / 189
Map Reference	MB 4 PG 13
Instrument Date	Apr 12, 2022
Instrument	22001208
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	FIRST TITLE

Transaction

Amount	Amount on Record
Tax	$1,182.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 W 43RD ST, CHATTANOOGA, TN 37409-1360

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Dec 18, 2018
Property Address	274 CIRCLE R DR, BENTON, TN 37307-5002
Document Number	0WD313/125
Book / Page	WD313 / 125
Map Reference	MB 4 PG 13
Instrument Date	Dec 14, 2018
Instrument	18002637
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	EQUITITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 CIRCLE R DR, BENTON, TN 37307-5002

Mortgage

Document Number	0018002638
Date	Dec 18, 2018
Instrument	18002638

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 274 Circle R Dr was $1,174.

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,174.00	$69,475 (-) Land $15,000 Building $54,475
2024	$1,174.00	$69,475 (-) Land $15,000 Building $54,475
2023	$1,174.00 (+22.93%)	$69,475 (+82.83%) Land $15,000 Building $54,475	$277,900 (+82.83%) Land $60,000 Building $217,900
2022	$955.00	$38,000 Land $7,500 Building $30,500	$152,000 Land $30,000 Building $122,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 274 Circle R Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Circle R Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circle R Dr

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