286 Circle R Dr, Benton, TN 37307 Property Records

Polk County property record for 286 Circle R Dr, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,896 sqft · built 2000
Lot Size	0.612 acres (26,688 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jun 2025)
Tax Bill	$1,208 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`070035B A 00700`

Property Details

APN / Parcel Number

Primary APN	`070035B A 00700`
Alternative APN	`035B A 00700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,896 sqft Living Area
1st Floor Area	1,056 sqft
Upper Floors Area	1,400 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	26,688 sqft
Lot Dimensions	333 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	286 CIRCLE R DR
City	BENTON
State	TN
Zip	37307-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: D01
Legal Subdivision	CIRCLE R ESTATES
Legal Lot Number	9 80
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2008
Census Tract	950203

Owner

Source: Polk County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	286 CIRCLE R DR, BENTON, TN 37307-5002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 30, 2019	Grant Deed, Transfer · Conventional with PMI MORTGAGE INVTRS
Jul 27, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	0000011586
Deed Book / Page	WD318 / 165
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	19002090
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	286 CIRCLE R DR, BENTON, TN 37307-5002
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD568/471
Date	Nov 4, 2022
Book Page	TD568/471
Instrument	22003134

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	286 CIRCLE R DR, BENTON, TN 37307-5002
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 CIRCLE R DR, BENTON, TN 37307-5002

Mortgage

Document Number	0TD586/376
Date	Jan 29, 2024
Book Page	TD586/376
Instrument	24000209

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK TN
Recording Date	Sep 30, 2019
Property Address	286 CIRCLE R DR, BENTON, TN 37307-5002
Document Number	0000002090
Book / Page	000318 / 000165
Instrument Date	Sep 9, 2019
Instrument	2090
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ASSOCIATES CLOSING AND TITLE, ASSOCIATES CLOSING & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	286 CIRCLE R DR BENTON TN 373075002, BENTON, TN 37307-5002

Mortgage

Document Number	2091
Date	Sep 30, 2019
Book Page	000515/000477
Instrument	2091

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK TN
Recording Date	Jul 27, 2017
Property Address	286 CIRCLE R DR, BENTON, TN 37307-5002
Document Number	0000001615
Book / Page	000304 / 000228
Instrument Date	Jul 24, 2017
Instrument	1615
Transaction Type	Foreclosure
Record Updated	Aug 3, 2017

Transaction

Amount	Amount Recorded
Tax	$1,092.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3701 REGENT BLVD IRVING TX 750632312, IRVING, TX 75063-2312
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,208.00	$71,475 (-) Land $15,000 Building $56,475
2024	$1,208.00	$71,475 (-) Land $15,000 Building $56,475
2023	$1,208.00 (+21.77%)	$71,475 (+80.95%) Land $15,000 Building $56,475	$285,900 (+80.95%) Land $60,000 Building $225,900
2022	$992.00	$39,500 Land $7,500 Building $32,000	$158,000 Land $30,000 Building $128,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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